Virgin Australia Velocity High Flyer Card
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is advertised to the public. Bonus conditions and the bank’s approval requirements still apply.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$7,000 within 60 days — about $3,500 per month.
Can I get the card?
The minimum credit limit is $10,000. This is the least the bank may let you borrow.
You must earn at least $75,000 a year.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
I do not have an end date for this offer.
Should I keep it after the first year?
Keeping the card costs $349 each year ($349 annual fee) — the first year was $349.
The year-two bonus is 20,000 Velocity points.
Ongoing earn: 0.75x Velocity points per $1.
Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $349/yr.
Recorded benefits
Reward use
Ways to turn points into value.
- Points Transfer Benefits Compare across cards →Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, then 0.5 Velocity Points per $1; points credited to a linked Velocity Frequent Flyer account
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Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, then 0.5 Velocity Points per $1; points credited to a linked Velocity Frequent Flyer account
Purchase protection
Cover on things you buy with the card. Limits, excesses, and activation conditions apply.
- Extended Warranty Insurance Compare across cards →Extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period when purchases are made with the Velocity High Flyer Card.
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Extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period when purchases are made with the Velocity High Flyer Card.
- Purchase Protection Insurance Compare across cards →90 days complimentary insurance against loss, theft or accidental damage for purchases made with the Velocity High Flyer Card up to specified amounts worldwide.
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90 days complimentary insurance against loss, theft or accidental damage for purchases made with the Velocity High Flyer Card up to specified amounts worldwide.
Travel
Travel cover and perks. Most need qualifying bookings or payment with the card.
- Flight Discounts Compare across cards →$129 Virgin Australia Gift Voucher each year when a retail purchase is made in the 2 months prior to requesting the voucher.
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$129 Virgin Australia Gift Voucher each year when a retail purchase is made in the 2 months prior to requesting the voucher.
- Travel Insurance Compare across cards →Complimentary Domestic and International Travel Insurance for High Flyer cardholders covering unexpected events.
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Complimentary Domestic and International Travel Insurance for High Flyer cardholders covering unexpected events.
- Lounge Access Compare across cards →2 visits/year · Virgin Australia
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Two single-entry Virgin Australia domestic Lounge passes each year (Primary Cardholders only); eligible upon card activation in the first year and each anniversary thereafter
- Travel Credits Compare across cards →One $129 Virgin Australia Gift Voucher each year as a $129 travel credit in a Virgin Australia Travel Bank (Primary Cardholders only); requires a retail purchase in the prior 2 months and is requested online
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One $129 Virgin Australia Gift Voucher each year as a $129 travel credit in a Virgin Australia Travel Bank (Primary Cardholders only); requires a retail purchase in the prior 2 months and is requested online
Account management
Tools for running the account — repayment helpers, not reward value.
- Rewards Program Elite Status Compare across cards →Earn Velocity Points on eligible spend: 1 point per $1 up to $8,000 per statement period, 0.5 points thereafter, plus 2 extra points per $1 spent directly with Virgin Australia.
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Earn Velocity Points on eligible spend: 1 point per $1 up to $8,000 per statement period, 0.5 points thereafter, plus 2 extra points per $1 spent directly with Virgin Australia.
- Concierge Service Compare across cards →24/7 access to Visa Platinum Concierge Service for travel, dining, and entertainment assistance.
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24/7 access to Visa Platinum Concierge Service for travel, dining, and entertainment assistance.
- Status Credits Compare across cards →20% Bonus Status Credits on Eligible Virgin Australia flights booked directly with Virgin Australia using the card (Primary Cardholders only), capped at 100 Bonus Status Credits each card anniversary year
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20% Bonus Status Credits on Eligible Virgin Australia flights booked directly with Virgin Australia using the card (Primary Cardholders only), capped at 100 Bonus Status Credits each card anniversary year
- Digital Wallet Integration Compare across cards →Supports Apple Pay, Samsung Pay and Google Pay for contactless payments
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Supports Apple Pay, Samsung Pay and Google Pay for contactless payments
- Online Banking Features Compare across cards →Manage the card via the Virgin Money app: track spending, lock/unlock the card instantly, set or change PIN, redeem rewards and transfer funds
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Manage the card via the Virgin Money app: track spending, lock/unlock the card instantly, set or change PIN, redeem rewards and transfer funds
- Installment Plans Compare across cards →Virgin Money Instalment Plan available to manage credit card repayments
This is a repayment plan. It does not add reward value.
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Virgin Money Instalment Plan available to manage credit card repayments
- Interest Free Periods Compare across cards →Interest-free period available on purchases
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Interest-free period available on purchases
- Balance Transfer Offers Compare across cards →Balance transfer options available
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Balance transfer options available
85,250 Velocity points at 1.7¢ a point − $349 in first-year fees. This is flight value, not cash. It assumes you earn the bonus and pay in full.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
Did this help you make a decision?
80,000 bonus Velocity Points20 (40,000 Velocity Points each month you spend $3,500 or more on eligible purchases in the first 2 months from card approval)
Terms and evidence
Full current terms
Offer terms
First Year Points
80,000 points
Velocity
Second Year Points
20,000 points
With $349 annual fee
Minimum Spend
$7,000
within 60 days (about 2 months)
Cash Bonus
Ongoing Earn Rate
0.75x points per $1 spent
Fees
First Year Annual Fee
$349
Ongoing Annual Fee
$349
From year 2 onwards
Purchase Interest Rate
21.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Benefit history (8 changes)
- Points Transfer BenefitsUpdated Oct 2026
- Digital Wallet IntegrationUpdated May 2026
- Status CreditsUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Rewards Program Elite StatusUpdated Oct 2026
- Interest Free PeriodsUpdated May 2026
- Balance Transfer OffersUpdated May 2026
- Lounge AccessUpdated May 2026
Now 2 visits/year · Virgin Australia.
Offer terms history (10 versions — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 16 Oct 2026
Changes from terms version 9
Changes from terms version 8
Changes from terms version 7
Changes from terms version 6
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Expiration changed from 26/06/24 to 02/09/242 years ago
- Expiration changed from 14/05/24 to 26/06/242 years ago
- Expiration changed from 04/03/24 to 14/05/2024, Annual Fee from $289 to $329, Second Year Annual Fee from 289 to 3293 years ago
- Expiration changed from 31/01/24 to 04/03/243 years ago
- Expiration changed from 31/10/23 to 31/01/243 years ago
- Bonus lowered from 120k to 80k, spend lowered from $14k with $7k3 years ago
- Offer extended to 31 July 20233 years ago
- Increased annual fee to $289. Increased min spend to $14,0003 years ago
- Increased bonus points to 120,0003 years ago
- Bonus decreased from 100k to 80k4 years ago
- Offer extended to 30th April 20234 years ago
- Offer changed to $3.5k every month for 4 months.4 years ago
Discussion
About these ended terms (published 2 Oct 2026) — not the current offer.
Community and personal tools
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