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Credit Cards with Flight Discounts

Ranked by estimated first-year value after fees. Uses each offer's best redemption, assumes the bonus is earned and the balance is paid in full.

$1,450 annual fee
Referral offerHow referrals work
Offer
225,000 American Express points
International Airline Program offers savings on First and Business Class airfares with leading airlines.
Spend $5,000 in 90 days (~$1,667/mo)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

Estimated value after fees $1,408

Velocity flights

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Image of Qantas Premier Titanium credit card
Qantas points
$1,200 annual fee
Offer
150,000 Qantas points
10% discount on the base fare of eligible Qantas/QantasLink flights for up to 2 adults, 2 children and 2 infants per booking, twice per anniversary year, booked via the card's booking portal.
Spend $5,000 in 90 days (~$1,667/mo)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Estimated value after fees $1,300

Qantas flights

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$440 annual fee
Offer
70,000 Velocity points
Complimentary annual Virgin Australia return economy domestic flight between selected cities each anniversary year
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in 2 days (2026-10-13)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.

Estimated value after fees $1,241

Velocity flights

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$349 annual fee
Offer
80,000 Velocity points
$129 Virgin Australia Gift Voucher each year when a retail purchase is made in the 2 months prior to requesting the voucher.
Spend $7,000 in 60 days (~$3,500/mo)
Craig
Craig's Take

Tough spend — $117/day for 60 days. Good ongoing earn rate. $129 cashback offsets the $349 fee.

Estimated value after fees $1,229

Velocity flights

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$450 annual fee
Offer
70,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights when booked and paid online at American Express Travel
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in a month (2026-11-17)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Estimated value after fees $1,220

Qantas flights

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$450 annual fee
Referral offerHow referrals work
Offer
70,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights when booked and paid online at American Express Travel
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in a month (2026-11-17)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Estimated value after fees $1,220

Qantas flights

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$399 annual fee
No Qantas credit card in past 24 monthsCheck my eligibility
Offer
80,000 Qantas points
Companion Fare benefit: up to 20% off base fares of selected domestic flights for the primary cardholder and between one and eight others travelling together on the same booking, once per anniversary year; must be booked via the booking portal and paid in full on the card
Spend $5,000 in 90 days (~$1,667/mo)
$349 first year annual fee, $399 thereafter
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate.

Estimated value after fees $1,011

Qantas flights

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$169 annual fee
Offer
50,000 Velocity points
$129 Virgin Australia Gift Voucher each year as a Virgin Australia Travel Bank credit, available after making a retail purchase in the 2 months prior to requesting the voucher.
Spend $3,000 in 60 days (~$1,500/mo)
Craig
Craig's Take

Easy $50/day spend to hit the bonus. Average ongoing earn rate. $129 cashback offsets the $169 fee.

Estimated value after fees $836

Velocity flights

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