Compare credit card sign-up bonuses
Illustrative example
What is your bonus really worth?
An example with 200,000 Amex points. Try a different reward.
1Start with the bonus
Amex Membership Rewards
Ascent Premium example
2How will you use it?
Transfer to 100,000 Velocity points
3Then take away the fees
Estimated first-year value
Estimated reward value is $1,700. Estimated value is $1,400.
200,000-point example with $300 illustrative fees. Assumes you earn the bonus and pay the balance in full.
About these estimates
This example uses Amex Ascent Premium points. Qantas and Velocity transfers use 2 Amex points per airline point. KrisFlyer uses 3 Amex points per mile, shown as an approximate amount. Gift cards use 0.5¢ per Amex point. Flight estimates use 1.6¢ per Qantas point, 1.7¢ per Velocity point and 1.5¢ per KrisFlyer mile. Your redemption may be worth more or less. Transfers and fees depend on the card. The $300 fee is illustrative, not the fee for a specific offer.
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Qantas
12-month required fees: Unknown
Fees used for value: annual fee. Assumes rewards are earned and the balance is paid in full.
Velocity
12-month required fees: Unknown
Fees used for value: annual fee. Assumes rewards are earned and the balance is paid in full.
KrisFlyer
12-month required fees: Unknown
Fees used for value: annual fee. Assumes rewards are earned and the balance is paid in full.
Gift Cards
12-month required fees: Unknown
Fees used for value: 5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account). Assumes rewards are earned and the balance is paid in full.
Cashback
12-month required fees: Unknown
Fees used for value: annual fee. Assumes rewards are earned and the balance is paid in full.
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