Ranked by estimated first-year value after fees. Uses each offer's best redemption, assumes the bonus is earned and the balance is paid in full.
0% international transaction fee on purchases or cash advances made overseas or online where the merchant or processing entity is located overseas
Moderate spend — $100/day for 90 days. Poor ongoing earn rate.
Coles gift cards
Fee-free international transactions on NAB Rewards Signature Card.
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Velocity flights
Foreign transaction fee of 3% applies on foreign currency transactions or transactions processed overseas.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Krisflyer flights
No ING international transaction fees on online and overseas purchases; $0 international ATM withdrawal fee (ATM operator fees may apply)
Cashback at $3,000/month spend
No foreign transaction fees or overseas ATM fees for Platinum or World cardholders on purchases made overseas, or online where the merchant or processing institution is located overseas.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Qantas flights
No foreign transaction fees for World Mastercard customers (0% foreign transaction fee); no overseas ATM fees charged by Bankwest, though overseas ATM operators may still charge their own fee.
Easy $33/day spend to hit the bonus. Excellent ongoing earn rate.
Qantas flights