Westpac Altitude Velocity Black (Post-Booking Promo)
Ended — kept for reference
77,419 Krisflyer points, estimated value · 120,000 Velocity points · spend $6,000 in 120 days
I'd like to use my bonus for:
77,419 Krisflyer points at 1.5¢ − $275 first-year fees. Flight value is an estimate, not cash. Assumes you earn the bonus and pay in full.
These terms ended and are kept for reference.
Sydney → Singapore · Business (72,000 pts/way)
0 return trip + 1 one way trip.
Points via Singapore Airlines
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- Gift-card rates are the recorded redemption catalogue, rechecked at renewal.
Did this help you make a decision?
Can I get this?
This is a public offer.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →What must I spend?
$6,000 within 120 days — about $1,500 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.
Can I get the card?
$6,000 minimum credit limit — a lending commitment, not a reward fact.
$75,000 minimum annual income recorded.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
Recorded end date: April 30, 2026.
Should I keep it after the first year?
Renewal costs $370 each year ($295 annual fee + $75 program fee) — first year was $275.
Second year pays 60,000 Velocity points if you still hold the card into year two. The recorded terms don't detail the exact second spend hurdle — check the issuer terms before counting on it.
Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $370/yr.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
Post-booking promo offer. You must activate this offer using the main offer link (velocitypostbooking page) before applying.
Terms and evidence
Full current terms
Offer terms
First Year Points
120,000 points
Velocity
Second Year Points
60,000 points
With $295 annual fee
Minimum Spend
$6,000
within 120 days (about 4 months)
Offer Expires
April 30, 2026
5 months ago
Fees
First Year Annual Fee
$200
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history (12 changes)
- Travel InsuranceUpdated May 2026
- Digital Card IssuanceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
- Seat UpgradesUpdated May 2026
- Lounge AccessUpdated May 2026
Now 2 visits/year · Virgin Australia Domestic Lounge.
- Transit Accident InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Rental Vehicle InsuranceUpdated May 2026
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Discussion
About these ended terms — not the current offer.
Community and personal tools
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