Westpac Altitude Velocity Black (Post-Booking Promo)
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is advertised to the public. Bonus conditions and the bank’s approval requirements still apply.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$6,000 within 120 days — about $1,500 per month.
Can I get the card?
The minimum credit limit is $6,000. This is the least the bank may let you borrow.
You must earn at least $75,000 a year.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
The listed end date has passed: 30 April 2026. Date comparison uses the Australia/Sydney calendar. The issuer’s closing time and timezone are not recorded. Check availability with the issuer.
Should I keep it after the first year?
Keeping the card costs $370 each year ($295 annual fee + $75 program fee) — the first year was $275.
The year-two bonus is 60,000 Velocity points.
Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $370/yr.
120,000 Velocity points at 1.7¢ a point − $275 in first-year fees. This is flight value, not cash. It assumes you earn the bonus and pay in full.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
Did this help you make a decision?
Post-booking promo offer. You must activate this offer using the main offer link (velocitypostbooking page) before applying.
Terms and evidence
Full current terms
Offer terms
First Year Points
120,000 points
Velocity
Second Year Points
60,000 points
With $295 annual fee
Minimum Spend
$6,000
within 120 days (about 4 months)
Offer Expires
April 30, 2026
6 months ago
Fees
First Year Annual Fee
$200
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Benefit history (13 changes)
- Status CreditsRemoved Oct 2026
- Travel InsuranceUpdated May 2026
- Digital Card IssuanceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
- Seat UpgradesUpdated May 2026
- Lounge AccessUpdated May 2026
Now 2 visits/year · Virgin Australia Domestic Lounge.
- Transit Accident InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Rental Vehicle InsuranceUpdated May 2026
Offer terms history (1 version — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Discussion
About these ended terms — not the current offer.
Community and personal tools
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