This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is advertised to the public. Bonus conditions and the bank’s approval requirements still apply.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$6,000 within 90 days — about $2,000 per month.
Can I get the card?
The minimum credit limit is $15,000. This is the least the bank may let you borrow.
I do not have a minimum income for this card.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
The listed end date has passed: 30 April 2025. Date comparison uses the Australia/Sydney calendar. The issuer’s closing time and timezone are not recorded. Check availability with the issuer.
What do the points buy?
It depends where you fly. From Sydney, 84,500 Qantas points buys:
| Trip | Points for 1 return trip | You can book |
|---|---|---|
| Sydney → Melbourne, Economy | 18,400 | 4 return trips, plus 1 one-way trip |
| Sydney → Bali, Economy | 46,600 | 1 return trip, plus 1 one-way trip |
| Sydney → Singapore, Economy | 58,000 | 1 return trip |
| Sydney → London, Business | 332,600 | Not yet — 25% of a return trip |
Prices are Qantas Classic Flight Rewards for 1 person, if a reward seat is free. Airport taxes and fees are extra cash on top. Pick your own start city and trip below.
Sydney to London in Business (166,300 points)
Tap the trip above to pick your start city, where you want to go, and a seat class.
50% of one way trip
Sydney to London (Business): One way flight is 166,300 Qantas points.
With 84,500 points = 0 return trip with 84,500 points remaining.
If you spend another $109,066.67 on the card, you can add another one way trip, zeroing out your point balance for this card.
See Flights at QantasShould I keep it after the first year?
Keeping the card costs $370 each year ($295 annual fee + $75 program fee) — the first year was $370.
There is no bonus in year two. The fee buys points on your spending, plus the card's perks.
Ongoing earn: 0.75x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $370/yr to you.
84,500 Qantas points at 1.6¢ a point − $370 in first-year fees. This is flight value, not cash. It assumes you earn the bonus and pay in full.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
Did this help you make a decision?
Terms and evidence
Full current terms
Offer terms
Signup Bonus
80,000 points
Qantas
Minimum Spend
$6,000
within 90 days (about 3 months)
Offer Expires
April 30, 2025
a year ago
Ongoing Earn Rate
0.75x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Purchase Interest Rate
20.00% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Benefit history (10 changes)
- Points Transfer BenefitsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Hotel BenefitsUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Travel InsuranceUpdated May 2026
- Concierge ServiceUpdated May 2026
- Lounge AccessUpdated May 2026
Now 2 visits/year · Qantas Club.
Offer terms history (11 versions — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 11 Oct 2026
Changes from terms version 10
Changes from terms version 9
Changes from terms version 8
Changes from terms version 7
Changes from terms version 6
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Expiration changed from 30/04/24 to 31/07/243 years ago
- Expiration changed from 06/11/23 to 30/04/243 years ago
- Offer expiry moved from 30/11 to 6/113 years ago
- Annual fee increased from $279 to $2953 years ago
- Offer extended to 19 july 20233 years ago
- Offer extended to 30 June 20234 years ago
- Offer extended from 30/06/2022 to 31/12/20224 years ago
Discussion
About these ended terms (published 15 Aug 2024) — not the current offer.
Community and personal tools
Track this card, or suggest a correction. Sign-in required.