Suncorp Clear Options Platinum Credit Card - Qantas Points
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is advertised to the public. Bonus conditions and the bank’s approval requirements still apply.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$4,500 within 90 days — about $1,500 per month.
Can I get the card?
I do not have a minimum income for this card.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
I do not have an end date for this offer.
Should I keep it after the first year?
Keeping the card costs $199 each year ($199 annual fee) — the first year was $199.
There is no bonus in year two. The fee buys points on your spending, plus the card's perks.
Ongoing earn: 0.50x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $199/yr to you.
$200 in Woolworths gift cards (41,460 of 42,250 Qantas points; 790 left over) − $199 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
- Gift card prices can change. I check them again at renewal time.
Did this help you make a decision?
Terms and evidence
Full current terms
Offer terms
Signup Bonus
40,000 points
Qantas
Minimum Spend
$4,500
within 90 days (about 3 months)
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Purchase Interest Rate
20.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Offer terms history (3 versions — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Expiration changed from 18/06/24 to no expiration2 years ago
- Expiration changed from 29/05/24 to 18/06/242 years ago
- Expiration changed from 29/02/24 to 29/05/243 years ago
- Bonus lowered from 70k to 40k and spend increased from $3000 to $45003 years ago
Discussion
About these ended terms (published 22 Mar 2025) — not the current offer.
Community and personal tools
Track this card, or suggest a correction. Sign-in required.