Suncorp Clear Options Platinum Credit Card - Qantas Points
Ended — kept for reference
$200 in Woolworths gift cards · 40,000 Qantas points · spend $4,500 in 90 days
I'd like to use my bonus for:
$200 in Woolworths gift cards (41,460 of 42,250 Qantas points; 790 left over) − $199 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
These terms ended and are kept for reference.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- Gift-card rates are the recorded redemption catalogue, rechecked at renewal.
Did this help you make a decision?
Can I get this?
This is a public offer.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →What must I spend?
$4,500 within 90 days — about $1,500 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.
Can I get the card?
No minimum income recorded — this does not mean there is none.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
No recorded end date — this does not mean it never ends. Availability is rechecked against the issuer page.
Should I keep it after the first year?
Renewal costs $199 each year ($199 annual fee) — first year was $199.
No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.
Ongoing earn: 0.50x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $199/yr to you.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
Terms and evidence
Full current terms
Offer terms
Signup Bonus
40,000 points
Qantas
Minimum Spend
$4,500
within 90 days (about 3 months)
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Purchase Interest Rate
20.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Expiration changed from 18/06/24 to no expiration2 years ago
- Expiration changed from 29/05/24 to 18/06/242 years ago
- Expiration changed from 29/02/24 to 29/05/243 years ago
- Bonus lowered from 70k to 40k and spend increased from $3000 to $45003 years ago
Discussion
About these ended terms (published 22 Mar 2025) — not the current offer.
Community and personal tools
Track this card, or suggest a correction. Sign-in required.