Card
Offer
NAB Qantas Rewards Premium Card
Public offer
Offer terms
First Year Points
25,000 points
Qantas
Second Year Points
15,000 points
With $295 annual fee
Minimum Spend
$4,000
within 3 months
Cash Bonus
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Concierge Service
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NAB Concierge Service available 24 hours a day, 7 days a week for travel and lifestyle services; call 1300 730 213
- Travel Insurance
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Complimentary international and domestic travel insurance underwritten by Allianz; subject to the NAB Card Insurance Policy Information Booklet
- Rental Vehicle Insurance
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Complimentary rental vehicle excess in Australia insurance
- Purchase Protection Insurance
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Complimentary purchase protection insurance
- Extended Warranty Insurance
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Complimentary extended warranty insurance
- Shopping Benefits
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Visa Premium Access provides deals, discounts and privileges
- No Additional Cardholder Fee
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Add an additional cardholder at no extra cost; additional cardholder must be 16 years or older
- Digital Card Issuance
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Digital card available for immediate use once approved, before the physical card arrives
- Points Transfer Benefits
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Earn Qantas Points on everyday purchases (1 point per $1.50 on first $3,000, then 1 point per $3 to $6,000 per statement); free Qantas Frequent Flyer membership with joining fee waived (saving $99.50); plus 1 bonus point per $1 on eligible Qantas services
- Interest Free Periods
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Up to 44 interest-free days on purchases when the account is paid in full by the due date each month
- Balance Transfer Offers
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0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance transfers revert to the variable cash advance rate after 12 months
Benefit history
- Travel InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$44 per day required
First Year Cost
$295
annual fee
Earn Rate
Average
●●○○0.50x Qantas points per $1
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Can I get this bonus if I have held a card before?
Bonus points are not available to customers who currently hold, or have held, any personal NAB Qantas Rewards Credit Card in the last 36 months. The holding period is 36 months, measured from the last date you held a covered card. An open covered card blocks the bonus.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 11 Oct 2026
No recorded term changes from the previous version.
Changes from terms version 7
Changes from terms version 6
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Bonus changed from 70K to 60K, Second Year Bonus from 0 to 10K2 years ago
- Bonus increased from 65k to 70k, first year annual fee reduced from $250 to $1504 years ago