The American Express Platinum Edge Credit Card Targeted Offer
Ended — kept for reference
I'd like to use my bonus for:
No recorded value for this reward use.
These terms ended and are kept for reference.
Analysis unavailable - insufficient data
Can I get this?
This is an offer for invited customers.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →Can I get the card?
$50,000 minimum annual income recorded.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
No recorded end date — this does not mean it never ends. Availability is rechecked against the issuer page.
Should I keep it after the first year?
Renewal costs $195 each year ($195 annual fee) — first year was $0.
No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.
Ongoing earn: 1.00x American Express points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $195/yr to you.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
Terms and evidence
Full current terms
Offer terms
Cash Bonus
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
Free
Ongoing Annual Fee
$195
From year 2 onwards
Purchase Interest Rate
23.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history (9 changes)
- Travel CreditsUpdated Jun 2026
- Travel CreditsUpdated May 2026
- Installment PlansUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Travel InsuranceUpdated May 2026
Now Up to $2,500,000 cover · trips up to 180 days.
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Mobile Phone InsuranceUpdated May 2026
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Discussion
About these ended terms (published 26 Mar 2025) — not the current offer.
Community and personal tools
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