The Qantas American Express Ultimate Card Referral Offer
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[Image: american express logo]Leave to Amex homepage
The Qantas American Express Ultimate Card
[Image: The Qantas American Express Ultimate Card]
Let your points take you the distance with the Qantas American Express Ultimate Card.
Annual Fee $450
- Terms and Conditions
Limited Time Offer | Ends 17 November 2026
REFERRAL OFFER
Receive up to 120,000 bonus Qantas Points
That’s 70,000 bonus Qantas Points when you apply online using the referral link by 17 November 2026, are approved and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months from Card approval date. Plus, an additional 50,000 bonus Qantas Points when you spend $5,000 on the Card within the first 3 months of your second year of Card membership1. New American Express Card Members only. T&Cs apply.
Card Type
Credit Card
Annual Fee: $450 p.a.
23.99% p.a. interest rate on purchases
Up to 44 Interest-free days
$450 Qantas Travel Credit
Each year. Conditions apply
Add Someone to Your Account
Earn more Qantas Points with up to 4 Additional Cards for family members or friends for no extra fee
How You Earn Qantas Points
2.25 Qantas Points on eligible Qantas products and services
2.25
Qantas Points
on eligible Qantas products and services
per $1 spent
1.25 Qantas Points on everyday purchases except spend at government bodies in Australia
1.25
Qantas Points
on everyday purchases except spend at government bodies in Australia
per $1 spent
0.5 Qantas Points on purchases at government bodies in Australia
0.5
Qantas Points
on purchases at government bodies in Australia
per $1 spent
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.
- Highlights
Highlights
- Two Qantas Club Complimentary Lounge Invitations each year8 after your first Card spend on selected Qantas products and services9
- $450 Qantas Travel Credit each year4. Use your Qantas Travel Credit for eligible international or domestic Qantas flights4 when you book and pay online at American Express Travel
- Complimentary Qantas Wine Premium Membership10
- Complimentary domestic and international travel insurance11
- Plan It® Instalments is a feature of your Card that offers you a flexible way to pay off a portion of your Credit Card balance in equal monthly instalments, with no interest and a fixed monthly fee12
- Reward yourself
Reward yourself
With the Qantas American Express Ultimate Card, you'll enjoy uncapped Qantas Points earning potential for every dollar you spend on your Card. Plus, we'll transfer your points straight to your Qantas Frequent Flyer account each month.
- Earn 1.25 Qantas Points6 for every $1 spent on everyday purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
- Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia9
- After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent7
- Complimentary Qantas Wine Premium Membership10
- Earn 3 points per dollar spent on all Qantas Wine purchases10
- Complimentary Qantas Wine delivery within Australia (exclusions apply)13
- Travel
Travel
- $450 Qantas Travel Credit each year4. Use your Qantas Travel Credit for eligible international or domestic Qantas flights4 when you book and pay online at American Express Travel
- Enjoy two Qantas Club Complimentary Lounge Invitations each year8 after your first Card spend on selected Qantas products and services9
- Medical Emergency Expenses Cover11 up to $2,500,000
- Trip Cancellation and Amendment Cover11 up to $12,500
- Personal Baggage, Valuables, Money and Documents Cover11 up to $10,000
- Travel Inconvenience Cover11 up to $200 if your flight departure is delayed
- Personal Accident Cover11 up to $400,000
Please note that terms, conditions and exclusions apply to all insurance benefits. - World-class Service
World-class Service
The Qantas American Express Ultimate Card doesn't just look after things when you travel. There are also numerous features that make shopping and managing your account trouble free.
- Card Refund Cover11 - we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase
- Purchase Protection Cover11 repairs or refunds eligible items if they are accidentally broken or stolen within 90 days of purchase
- With our Online Fraud Protection Guarantee14 you won't be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions
- Emergency Card replacement15 - with our global network of offices, we can usually get a replacement Card to you within 48 hours virtually anywhere in the world
- The Qantas American Express Ultimate Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
- Global Card support means you can enjoy account assistance any time of the day or night
- Eligibility
Eligibility
To apply for The Qantas American Express Ultimate Credit Card you need to:
- Have a good credit history and no payment defaults
- Be aged 18 years or over
- Be an Australian citizen, permanent resident or hold a long term visa (12 months or more and does not include a student visa).
Please read the Key Facts Sheet for this Credit Card.
Important Information
This American Express Card is eligible for use with Apple Pay, Samsung Pay and Google Pay
[Image: The Qantas American Express Ultimate Card]
The Qantas American Express Ultimate Card
- Terms and Conditions
Browse Other Cards
Click below to find the right Card for you. Your friend can receive a referral bonus when you apply and are approved through the links below.
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- Snapshot ID
- 1065
- Cleaning version
- legacy-page-capture-2026-10-02
- Review completed
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- cad790ad506b9c9e22202a86fbf77a7a487e40c9cf153b01b58f65f9bb96bdcf