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Citi Logo [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/citi-logo-02-04-24.png] [https://www1.citibank.com.au/] * /undefined * Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC] * CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC] Travel & rewards credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png] Travel & rewards credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance transfer credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance transfer credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low rate credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No annual fee credit card [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png] No annual 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[https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC] INSTALMENT PLANS [https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC] ACCOUNT INFORMATION [/undefined] SETTING UP REPAYMENTS [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC] USEFUL FORMS AND LINKS [https://www1.citibank.com.au/help-and-support/useful-forms-and-links] BALANCE TRANSFER CALCULATOR [https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC] * Loans [https://www1.citibank.com.au/personal-loans/ready-credit] * LOANS [https://www1.citibank.com.au/personal-loans/ready-credit] CITI READY CREDIT [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY CREDIT [https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL] OFFERS AND BENEFITS [https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL] * ACCOUNT INFORMATION [/undefined] HOW TO USE YOUR ACCOUNT [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL] SET UP AND MANAGE YOUR ACCOUNT [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL] SETTING UP REPAYMENTS [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL] FEES & CHARGES [https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL] USEFUL FORMS AND LINKS [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL] CALCULATORS & TOOLS [https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL] * Help & support [https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS] * HELP WITH CREDIT CARDS [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH CREDIT CARDS [/undefined] CHECK APPLICATION STATUS [https://www.citibank.com.au/global_docs/check_app_status.htm] Activate & set up card [https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding statements & repayments [https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report lost or stolen card [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital wallets [https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting up repayments [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png] Help with loans [/undefined]Set up and manage your account [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How to use your account [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting up repayments [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS] * ACCOUNT MANAGEMENT [/undefined] UPDATE CONTACT DETAILS [https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS] TRAVELLING OVERSEAS [https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS] RESET USER ID OR PASSWORD [https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS] DOCUMENT UPLOAD [https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS] DOWNLOAD CITI MOBILE®️ APP [https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS] DEPOSIT & HOME LOAN ACCOUNTS [https://www1.citibank.com.au/nab?intcid=Meganav-HS] * SUPPORT [/undefined] SUPPORT SERVICES [https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS] FINANCIAL HARDSHIP [https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS] DISASTER & CRISIS SUPPORT [https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS] SCAMS [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS] DISPUTE TRANSACTIONS [https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS] BANKING CODE OF PRACTICE [https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS] OPEN BANKING (DATA SHARING) [https://www1.citibank.com.au/open-banking?intcid=Meganav-HS] * Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN] * About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU] * THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU] SIGN INTO NAB > [https://ib.nab.com.au/login] * Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU] * REPORT LOST OR STOLEN CARD [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU] REPORT A SCAM [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU] * * Sign on [https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN] * /undefined * Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC] * CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC] Travel & rewards credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png] Travel & rewards credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance transfer credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance transfer credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low rate credit cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No annual fee credit card [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png] No annual fee credit card [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#no-annual-fee]View all credit cards > [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC-view-all] * FEATURES & BENEFITS [/undefined] Credit card benefits [https://www1.citibank.com.au/credit-cards/benefits?intcid=Meganav-CC]Complimentary travel insurance [https://www1.citibank.com.au/help-and-support/complimentary-insurance?intcid=Meganav-CC]Complimentary mobile phone insurance [https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance?intcid=Meganav-CC]Priority PassTM [https://www1.citibank.com.au/credit-cards/prioritypass?intcid=Meganav-CC]Citi PayAll [https://www1.citibank.com.au/offers-benefits/PayAll1?intcid=Meganav-CC]The Good Food & Wine Show [https://www1.citibank.com.au/goodfoodandwineshow?intcid=Meganav-CC] * CITI REWARDS PROGRAM [/undefined] CITI REWARDS [https://www1.citibank.com.au/rewards?intcid=Meganav-CC] PAY WITH POINTS [https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC] INSTALMENT PLANS [https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC] ACCOUNT INFORMATION [/undefined] SETTING UP REPAYMENTS [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC] USEFUL FORMS AND LINKS [https://www1.citibank.com.au/help-and-support/useful-forms-and-links] BALANCE TRANSFER CALCULATOR [https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC] * Loans [https://www1.citibank.com.au/personal-loans/ready-credit] * LOANS [https://www1.citibank.com.au/personal-loans/ready-credit] CITI READY CREDIT [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY CREDIT [https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL] OFFERS AND BENEFITS [https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL] * ACCOUNT INFORMATION [/undefined] HOW TO USE YOUR ACCOUNT [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL] SET UP AND MANAGE YOUR ACCOUNT [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL] SETTING UP REPAYMENTS [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL] FEES & CHARGES [https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL] USEFUL FORMS AND LINKS [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL] CALCULATORS & TOOLS [https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL] * Help & support [https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS] * HELP WITH CREDIT CARDS [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH CREDIT CARDS [/undefined] CHECK APPLICATION STATUS [https://www.citibank.com.au/global_docs/check_app_status.htm] Activate & set up card [https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding statements & repayments [https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report lost or stolen card [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital wallets [https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting up repayments [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png] Help with loans [/undefined]Set up and manage your account [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How to use your account [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting up repayments [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS] * ACCOUNT MANAGEMENT [/undefined] UPDATE CONTACT DETAILS [https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS] TRAVELLING OVERSEAS [https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS] RESET USER ID OR PASSWORD [https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS] DOCUMENT UPLOAD [https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS] DOWNLOAD CITI MOBILE®️ APP [https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS] DEPOSIT & HOME LOAN ACCOUNTS [https://www1.citibank.com.au/nab?intcid=Meganav-HS] * SUPPORT [/undefined] SUPPORT SERVICES [https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS] FINANCIAL HARDSHIP [https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS] DISASTER & CRISIS SUPPORT [https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS] SCAMS [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS] DISPUTE TRANSACTIONS [https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS] BANKING CODE OF PRACTICE [https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS] OPEN BANKING (DATA SHARING) [https://www1.citibank.com.au/open-banking?intcid=Meganav-HS] * Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN] * About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU] * THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU] SIGN INTO NAB > [https://ib.nab.com.au/login] * Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU] * REPORT LOST OR STOLEN CARD [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU] REPORT A SCAM [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU] * * Sign on [https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN] 1. Home [https://www1.citibank.com.au] 2. Credit Cards [https://www1.citibank.com.au/credit-cards] 3. Citi Premier Card [object Object] [https://www.cdn.citibank.com/[object%20Object]] CITI PREMIER CREDIT CARD -------------------------------------------------------------------------------- 150,000 BONUS CITI REWARD POINTS WHEN YOU SPEND $7,000 ON ELIGIBLE PURCHASES IN THE FIRST 3 MONTHS FROM APPROVAL AND KEEP YOUR CARD OPEN FOR OVER 12 MONTHS.1 -------------------------------------------------------------------------------- THAT'S $600 WHEN YOU PAY WITH POINTS.» APPLY NOW [https://www.citibank.com.au/acquisition/AUGCB/index.html#accope?pcode=MC331&scode=QWNNZY62] CITI PREMIER CREDIT CARD [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/IMAGES/2024/CARD-ART-PREMIER-366X231.PNG] IMPORTANT INFORMATION Citi PayAll no longer available: Citi PayAll will no longer be available from 20 January 2025. All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed. For more details, please refer to the FAQs [https://www.citibank.com.au/payall/] and Variation Notice [https://www.citibank.com.au/credit-cards/terms]. THERE’S WAY MORE TO A CITI PREMIER CREDIT CARD [https://www1.citibank.com.au/credit-cards/benefits/premier] Special offer [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/075-pay-with-points-b1-circle.png] Special offer Get 150,000 bonus Citi reward Points when you spend $7,000 on eligible purchases in the first 3 months from approval and keep your card open for over 12 months.1 That's $600 when you Pay with Points.» Complimentary Lounge Passes icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/080-globe-b1-circle.png] [https://www1.citibank.com.au/credit-cards/prioritypass] Complimentary airport lounge access [https://www1.citibank.com.au/credit-cards/prioritypass] Receive complimentary membership and two airport lounge visits every year when you enrol in Priority Pass™️.∞ Luxury Escapes icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/133-travel-b1-circle.png] [https://www1.citibank.com.au/credit-cards/benefits/premier#Luxury-Escapes] Luxury Escapes [https://www1.citibank.com.au/credit-cards/benefits/premier#Luxury-Escapes] Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $250 per booking) booked by 1 March 2025.$ Complimentary Travel Insurance icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/145-insurance-b1-circle.png] [https://www1.citibank.com.au/help-and-support/complimentary-insurance] Complimentary Travel Insurance [https://www1.citibank.com.au/help-and-support/complimentary-insurance] Access to complimentary International and Domestic Travel Insurance with your Citi Premier Credit Card.~ Complimentary Mobile Phone Insurance icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1-circle.png] [https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance] Complimentary Mobile Phone Insurance [https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance] Pay your Monthly Mobile Plan bill with your Citi Premier Credit Card and you'll be covered for Accidental Damage and Theft.* Trip.com icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/140-plane-b1-circle.png] [https://www1.citibank.com.au/credit-cards/benefits/premier#TripCom] 5% discount on international flights with Trip.com [https://www1.citibank.com.au/credit-cards/benefits/premier#TripCom] Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π Binge icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/052-calendar-date-b1-circle.png] [https://www1.citibank.com.au/credit-cards/benefits/premier#Binge] $10 monthly cashback with BINGE [https://www1.citibank.com.au/credit-cards/benefits/premier#Binge] Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.¥ MyCashback icon [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/217-dollar-refresh-b1-circle.png] [https://www1.citibank.com.au/mycashback] Cashback offers from the brands you love [https://www1.citibank.com.au/mycashback] No opt-in or registration. Simply spend at stores with My Cashback offers and automatically receive cashback.△ 3 SIMPLE STEPS TO UNLOCK 150,000 BONUS CITI REWARD POINTS1 Effortless application [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/relaxing.png] 1. EFFORTLESS APPLICATION Apply for the Citi Premier Credit Card with a swift 10 minute process. Shop and earn [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/shopping_0.png] 2. SHOP AND EARN Spend $7,000 on eligible purchases within 3 months from approval to earn an impressive 120,000 bonus Citi reward Points. Enjoy long-term rewards [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/hi5.png] 3. ENJOY LONG-TERM REWARDS Keep your card open for over 12 months and we'll add an additional 30,000 bonus Citi reward Points to your total. EARN CITI REWARD POINTS WHEN YOU SPEND [https://www.cdn.citibank.com/v1/augcb/cbol/files/inline-images/domestic_spend_supermarkets_icon_0.png] ONLINE SPEND on Eligible Transactions& made online Citi reward Points per $1 spent 2 Points [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2020/international_spend_icon.png] INTERNATIONAL SPEND on Eligible Transactions& made overseas or online with a merchant that is based overseas Citi reward Points per $1 spent 2 Points [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2019/domestic_spend_other_icon.png] DOMESTIC SPEND on all other Eligible Transactions& Citi reward Points per $1 spent 1 Point Citi reward Points are capped at 200,000 per 12 month period when you use your Citi Premier Credit Card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.& RATES AND FEES Balance transfer rate 0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer. -------------------------------------------------------------------------------- Annual fee $300 -------------------------------------------------------------------------------- Additional cardholder fee $0. You may have up to 4 additional cardholders, who must be 16 years or older. -------------------------------------------------------------------------------- Retail purchase rate 22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a Citi Instalment Plan [https://www1.citibank.com.au/credit-cards/instalment-plans].^ -------------------------------------------------------------------------------- Cash advance rate 22.99% p.a. -------------------------------------------------------------------------------- Interest free period Up to 44 days interest-free on retail purchases (unless you have a balance transfer).< -------------------------------------------------------------------------------- Minimum credit limit $10,000 -------------------------------------------------------------------------------- Maximum credit limit $100,000 -------------------------------------------------------------------------------- There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit card fees and charges [https://www1.citibank.com.au/credit-cards/fees-and-charges] page. A WEALTH OF WAYS TO SPEND YOUR CITI REWARD POINTS Pay with Points [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/shopping-bag.png] PAY WITH POINTS Redeem your Citi reward Points for eligible purchases and receive a credit back.» Shop with Points [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/camera.png] SHOP WITH POINTS Use your Citi reward Points to pay for purchases at kogan.com [https://www.kogan.com].= Transfer your Points [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/suitcase.png] TRANSFER YOUR POINTS Easily transfer your Citi reward Points to a variety of Airline and Other Loyalty Programs including Flybuys, Singapore Airlines KrisFlyer and Velocity Frequent Flyer.§ Find out more [https://www1.citibank.com.au/rewards] Keep up to date with the latest offers and benefits available on your Citi Premier Credit Card [https://www1.citibank.com.au/credit-cards/benefits/premier]. Citi Premier Credit Card offers and benefits [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/hi5_0.png] Contactless payment with your smartwatch [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/watch-pay.png] MORE WAYS TO PAY Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable. Learn how to set up a mobile wallet > [https://www.citibank.com.au/aus/mobile-wallets.htm] Learn about Apple Pay > [https://www1.citibank.com.au/help-and-support/apple-pay] Learn about Google Pay > [https://www1.citibank.com.au/googlepayfaqs] Learn about Samsung Pay > [https://www.citibank.com.au/samsungpay/] APPLY NOW IN 3 SIMPLE STEPS Ensure you’re eligible [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/059-check-b1.png] 1. ENSURE YOU’RE ELIGIBLE Have a look at our criteria below – if you tick every box, you’ll be eligible to apply. / Apply online [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/225-laptop-pin-b1.png] 2. APPLY ONLINE Submit your Citi Premier Credit Card application online in just 10 minutes. / Stay in touch [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/284-card-hand-b1_0.png] 3. STAY IN TOUCH We’ll advise when your application has been approved. You should receive your card within 5-7 business days. / / WHAT YOU NEED TO APPLY Receive a regular income [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/013-dollar-b1.png] Receive a regular income 18 years or older [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/052-calendar-date-b1.png] 18 years or older Permanent Australian resident [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/037-home-b1.png] Permanent Australian resident Mobile phone and email [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1.png] Mobile phone and email 2 forms of identification [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/029-document-check-b1.png] 2 forms of identification: * Australian Driver Licence * OR Passport * OR Medicare Card Proof of Income: Payslips [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/062-document-bill-b1.png] Proof of income: payslips Multiple cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/cardshowcase.png] LOOKING FOR SOMETHING DIFFERENT IN YOUR CREDIT CARD? We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you. Browse other offers [https://www1.citibank.com.au/credit-cards] THINGS YOU SHOULD KNOW Fees and charges apply. Credit criteria apply. New Citi Premier Credit Card customers only and cannot be used in conjunction with any other offers. Refer to the full Terms and Conditions related to this product here [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=creditcards]. To obtain a copy of the Target Market Determination (TMD) related to this product, click here [https://www1.citibank.com.au/help-and-support/target-market-determination]. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services. Our/us/we means NAB unless the context otherwise requires it. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities. 1. Bonus Citi reward Points 120,000 bonus Citi reward Points: You will receive 120,000 bonus Citi reward Points when you spend a minimum of $7,000 on eligible purchases using your new card within 3 months from approval. Eligible purchases exclude Citi PayAll payments, Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The 120,000 bonus Citi reward Points will be credited to your Rewards Balance within 2 months of meeting the spend criteria. Additional 30,000 bonus Citi reward Points: An additional 30,000 bonus Citi reward Points will be credited to your Rewards Balance within 3 months of your Account being open for 12 months, provided it has been activated by you. All rewards are subject to the Terms and Conditions of the Citi Rewards Program [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Your Citi Premier Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in the Citi Rewards program for the bonus Citi reward Points to be awarded. Please note, you will be charged interest on retail purchases while you have a balance transfer. This offer commenced 20 November 2024. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer. 2. Balance Transfer offer Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from card approval for a period of 6 months, commencing from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. Please note, you will be charged interest on retail purchases while you have a balance transfer. For important information to consider before taking up a balance transfer, please click here [https://www.citibank.com.au/aus/credit_cards/balance_transfers.htm]. This offer commenced 20 November 2024. We may vary or end this offer at any time. * &Points earn rate All rewards are subject to the Terms and Conditions of the Citi Rewards Program [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Citi Premier Credit Card earns 2 Points per $1 for Eligible Transactions made online, 1 Point per $1 spent everywhere else on eligible Domestic Spend and 2 Points per $1 spent on eligible International Spend. The Points earn is capped at 200,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The cap includes points earned on Domestic and International spend. The Citi Premier Card earns 1 Point per $1 on Citi PayAll payments. Citi PayAll Payments are for Domestic Spend only, International Spend is excluded. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing (for example – your account is not in default, suspended or closed). Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet or recurring payments are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend. * ∞Airport lounge access One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Premier Card. Citi Premier Cardholders must enrol for the Priority Pass™ Standard Membership at www.prioritypass.com/premieraumc [https://www.prioritypass.com/premieraumc] and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12-month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass™ at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Premier Cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com [https://www.prioritypass.com/]. * $Luxury Escapes 10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) at luxuryescapes.com/au [https://luxuryescapes.com/au] or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offer is valid exclusively to Citi branded credit cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid if booked by 1 March 2025. To be eligible, customers must use their Citi branded credit card at checkout along with the promo code CITI10, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Tours, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer. * »Pay with Points Pay with Points is available on eligible purchases. An eligible purchase is a transaction we will present to you in your Citi Mobile® App or Citi Online that can be paid by redeeming your reward Points. The types of transactions that may be paid by redeeming your reward Points may change and we will present these to you in the Citi Mobile® App or Citi Online. The estimated Pay with Points value in the above example is based on current redemption rates as at 28 November 2024 and is subject to change. * =Shop with Points To use your reward Points toward eligible purchases at Kogan.com, you must have a Kogan.com account, be the primary cardholder of a card enrolled in the Citi Rewards Program ("eligible card"), enrol your eligible reward card with Kogan.com and agree to the Shop with Card Reward Points terms and conditions. You may only enrol one eligible reward card at any time. Customers who are enrolled in the Citi Qantas Rewards Program, will not be eligible for Shop with Points at Kogan.com. The Shop with Card Reward Points terms and conditions are to be read in conjunction with the Terms and Conditions of the Citi Rewards Program [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. * §Points transfer You must be a member of the Airline and Other Loyalty Program in which you wish to claim Airline and Other Loyalty Points and have advised us of your Airline and Other Loyalty program membership number prior to any such redemption. Membership of an Airline and Other Loyalty Program will be subject to the terms and conditions of that program. Airline and Other Loyalty Points may take up to 28 business days to appear in your Airline and Other Loyalty Program membership account. *