![](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/all-in-decc-2025/All_In_Campaign_Landing_Page_V2.png/jcr:content/renditions/vffcore.web.720.0.png) Bonus Points ![](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/all-in-decc-2025/All_In_Campaign_Landing_Page_V2.png/jcr:content/renditions/vffcore.web.720.0.png) Other Bonus Points ![Velocity Frequent Flyer](/content/dam/vff/base/Velocity_logo_stacked_RGB_red.png) ## Velocity Frequent Flyer ### Get up to 30,000 extra bonus Points\* Activate the offer below and earn **up to** **30,000 extra bonus Velocity Points** **_on top_** of the individual card offers from participating partners. That means you could be soaring with a total of **up to** **180,000 bonus Points\*** with an eligible personal card. Ends in 12 days 4 hours Enter your Membership number to activate Activate How to unlock this offer\*Terms and Conditions ### How to unlock this offer 1. **Activate this offer** by 5 March 2026\* prior to card application 2. **Apply** for an eligible partner credit card below by 5 March 2026\* 3. **Be approved** and **meet the minimum spend** requirements for the bonus offer of your new card\* **Choose your card, find your bonus** Discover the two ways to earn Velocity Points and unlock an extra bonus from the participating personal cards below. ![Velocity credit card illustration](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/images/DECC_Icon_200x200.png/_jcr_content/renditions/vffcore.web.720.0.png) **Earn Velocity Points automatically** on your everyday spend with American Express or a Westpac credit card. ![Velocity credit card illustration](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/decc/credit_card_auto_transfer_illustration.png/_jcr_content/renditions/vffcore.web.720.0.png) **Turn on Auto Transfer** to have your bank credit card reward points converted to Velocity Points with ANZ and NAB * Activate +30k extra Points ![Image of Westpac Altitude Black Credit Card with Velocity Points](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/westpac/images/Westpac_Velocity_Black_Card.jpg/jcr:content/renditions/vffcore.web.720.0.jpg) ### Westpac Altitude Velocity Black Credit Card **Up to 150,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn 1.2 Velocity Points per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.5 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligiblepurchases. * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Two complimentary single-entry Virgin Australia domestic lounge passes each year * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only) All this and more for an annual card fee of $295, plus an annual Altitude Velocity Rewards fee of $75 Plus Open CircleCreated with Sketch.Find Out More [Explore offer](https://www.westpac.com.au/personal-banking/credit-cards/reward/SEM/VFF/altitude-velocity-black/?cid=wc:cc:partnerpage2509:oth:vff:008332 "Explore offer - Westpac Altitude Black Card") Apply and be approved before offer is withdrawn. View the Terms and Conditions * Activate +30k extra Points ![image of American Express Velocity Platinum Card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/american-express/images/velocity_plat_au_480x304.gif/jcr:content/renditions/cq5dam.web.1280.1280.gif) ### American Express Velocity Platinum Card **Up to 100,000 bonus Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn up to 2.25 Points per $1 spent * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Virgin Australia Lounge Access **each time you fly domestically with Virgin Australia** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) A complimentary Virgin Australia return domestic flight each year All these benefits and more for an annual fee of $440. Plus Open CircleCreated with Sketch.Find Out More [Explore offer](https://www.americanexpress.com/en-au/credit-cards/velocity-platinum-card/?AFFID=BAU%5FDECC%5FPLAT&sourcecode=A0000FWUNY&cpid=100482175 "Explore offer - American Express Velocity Platinum Card") Y1: 70K Pts $5K spend/3 mths. Y2: 30K Pts $1 spend/90 days. Ends 30/04/2026\. New Amex Card Members only. T&Cs apply. View the Terms and Conditions * Activate +20k extra Points ![Image of Westpac Altitude Platinum Credit Card with Velocity Points card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/westpac/images/Westpac_Velocity_Platinum_card.jpg/jcr:content/renditions/vffcore.web.720.0.jpg) ### Westpac Altitude Velocity Platinum Credit Card **Up to 100,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn 0.75 Velocity Points per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.35 Velocity Points on all other purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligiblepurchases. * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only). * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply). $175 annual card fee plus a $75 annual Velocity Rewards Fee. Plus Open CircleCreated with Sketch.Find out more [Explore offer](https://www.westpac.com.au/personal-banking/credit-cards/reward/SEM/VFF/altitude-velocity-platinum/?cid=wc:cc:partnerpage2509:oth:vff:008331 "Explore offer - Westpac Altitude Platinum Card") Apply and be approved before offer is withdrawn. View the Terms and Conditions * Activate +10k extra Points ![ANZ Rewards Platinum Card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/anz/images/ANZ Rewards Platinum.png/jcr:content/renditions/vffcore.web.720.0.png) ### ANZ Rewards Platinum card **Up to 80,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn up to 1.5 ANZ Reward Points per $1 spent * ![](/content/dam/vff/icons/ticks/Tick-Red.png) 60,000 bonus Velocity Points and $50 back to your new card if you spend $3,500 on eligible purchases and set up auto-redemption within the first 3 months from approval * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Plus, an additional 20,000 bonus Velocity Points if you keep the card for over 15 months from activation. Plus Open CircleCreated with Sketch.Find Out More [Explore offer](https://www.anz.com.au/promo/personal/credit-cards/rewards-platinum-velocity-offer/?sourcecode%5F1=OAXK&cid=di:vel:cc:dr:rewardsbaufy25:arwvo80 "Explore offer - ANZ Rewards Platinum") New card. $3.5k min spend in 3 months. Eligibility criteria, T&Cs, and annual fee of $149 apply. View the Terms and Conditions * Activate +10k extra Points ![NAB Rewards Platinum Card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/nab/images/nab_rewards_platinum_card.png/jcr:content/renditions/vffcore.web.720.0.png) ### NAB Rewards Platinum Card **Up to 90,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn up to 2 NAB Rewards Points for every $1 spent * ![](/content/dam/vff/icons/ticks/Tick-Red.png) 90,000 bonus Velocity Points if you turn on Auto Redemption, spend $4,000 on eligible purchases in the first 90 days and keep your card open for over 12 months. Plus Open CircleCreated with Sketch.Find Out More [Explore offer](https://www.nab.com.au/personal/credit-cards/offers/velocity-bonus-points-redemption "Explore offer - NAB Platinum 90k Campaign") T&Cs, eligibility criteria, fees and charges apply. View the Terms and Conditions * Activate +10k extra Points ![NAB Rewards Signature Card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/nab/images/nab_rewards_signature_card.png/jcr:content/renditions/vffcore.web.720.0.png) ### NAB Rewards Signature Card **Up to 80,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn up to 3 NAB Rewards Points for every $1 spent * ![](/content/dam/vff/icons/ticks/Tick-Red.png) 80,000 bonus Velocity Points if you turn on Auto Redemption, spend $5,000 on eligible purchases in the first 90 days and keep your card open for over 12 months * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Monthly fee of $35 reversed if you spend $5,000 or more Plus Open CircleCreated with Sketch.Find Out More [Explore offer](https://www.nab.com.au/personal/credit-cards/nab-rewards-cards/signature-card-velocity "Explore offer - NAB Rewards Signature ") T&Cs, eligibility criteria, fees and charges apply. View the Terms and Conditions * Activate +10k extra Points ![Amex Velocity Escape Plus Credit Card](/content/dam/vff/velocity-new/partners-offers/credit-cards-banking-insurance/american-express/images/velocity_base_au_480x304.gif/jcr:content/renditions/cq5dam.web.1280.1280.gif) ### American Express Velocity Escape Plus Card **Earn 30,000 bonus Velocity Points** * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Earn up to 1.75 Points per $1 spent. Points threshold applies. * ![](/content/dam/vff/icons/ticks/Tick-Red.png) $50 statement credit with eligible Virgin Australia spend each year. Available once per redemption period. Ends 31 December 2026. * ![](/content/dam/vff/icons/ticks/Tick-Red.png) Complimentary domestic and international travel insurance when you use the Card to pay for your return trip. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits). All these benefits and more for an annual fee of $95. Plus Open CircleCreated with Sketch.Find out more [Explore offer](https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/?AFFID=BAU%5FDECC%5FESC&sourcecode=A0000FJ3KX&cpid=100398179 "Explore offer - American Express Velocity Escape Plus Card") Min spend $3k in first 3 months. Offer ends 4 August 2026\. T&Cs apply. New Amex Card Members only. View the Terms and Conditions ![Velocity Points Icon](/content/dam/vff/velocity-new/logos-icons/images/earning_icon_horizontal_1050x216.png/_jcr_content/renditions/vffcore.web.720.0.png) **Get the most out of your Points** Treat yourself on the ground & in the air Your new Velocity partner credit card comes packed with Points - so whether you're going local, planning your next big adventure or wanting to treat yourself, we've got all the inspiration you need right here on how to make the most of your Velocity Points! ![Fly with Virgin Australia](/content/dam/vff/velocity-new/partners-offers/airlines/virgin-australia-airlines/logos/Virgin_Australia_Logo_Red_Tailfin_black_copy.png) Fly with Virgin Australia Fly across Australia, the Pacific Islands and beyond with Virgin Australia. [Learn More →](https://www.velocityfrequentflyer.com/partners-offers/airlines/virgin-australia-airlines#tab%5Fearn%5Fstatus) ![Fly with our Airline Partners](/content/dam/vff/velocity-new/the-basics/status/images/plane_illustration_status_360x360.png) Fly with our Airline Partners Fly to over 500 destinations worldwide with our airline partners, such as Qatar Airways, Singapore Airlines and United Airlines. [Learn More →](https://www.velocityfrequentflyer.com/flying-status/airline-partners) ![Your next holiday on Velocity Points](/content/dam/vff/velocity-new/the-basics/images/island_illustration_360x360.png) Your next holiday on Velocity Points Velocity Points are not just your key to flights, you can also use them to book your next [hotel](https://www.velocityfrequentflyer.com/partners-offers/all-partners#hotels), [car hire](#) or [activities and tours](https://www.velocityfrequentflyer.com/partners-offers/all-partners#holidays-travel). ![Shop your favourite brands online](/content/dam/vff/velocity-new/the-basics/images/shopping_illustration_360x360.png) Shop your favourite brands online Browse the range of gift cards and products on the [Velocity Rewards Store](https://shop.velocityfrequentflyer.com/) or treat yourself shopping at [MYER](https://www.myer.com.au/content/velocity). [Explore more ways to redeem](https://www.velocityfrequentflyer.com/the-basics/redeeming-points) ![](/content/dam/vff/velocity-new/partners-offers/rewards/join-banner-vff.jpg/jcr:content/renditions/vffcore.web.720.0.jpg) ![](/content/dam/vff/velocity-new/partners-offers/everyday-essentials/7-eleven/blank-square.png/jcr:content/renditions/vffcore.web.720.0.png) **Not yet a** **Velocity Frequent Flyer?** _It's free and **fast** to join Velocity_ Join now, earn Points, Redeem tomorrow \*Membership T&Cs apply. [Join for free](https://join.velocityfrequentflyer.com/ "Join for free")[Log in](https://www.velocityfrequentflyer.com/my-velocity "Log in") word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1 mmMwWLliI0fiflO&1![](https://www.ojrq.net/p/?return=&cid=14530&tpsync=no&auth=) ![Website feedback](https://syd1.qualtrics.com/WRQualtricsSiteIntercept/Graphic.php?IM=IM_5yv5eWA22qyN566) ![Close](https://siteintercept.qualtrics.com/WRQualtricsShared/Graphics/siteintercept/wr-dialog-close-btn-black.png) Earn bonus Velocity Points with a NAB Rewards Signature Card - NAB [Skip to login](#login) [Skip to main content](#main-content) [Skip to chat](#chat-widget) Search Search nab.com.au Search nab.com.au [ ](#) * [ Personal ](#) * [ Personal home](https://www.velocityfrequentflyer.com/personal) * [ Bank accounts](https://www.velocityfrequentflyer.com/personal/bank-accounts) * [ Home loans](https://www.velocityfrequentflyer.com/personal/home-loans) * [ Credit cards](https://www.velocityfrequentflyer.com/personal/credit-cards) * [ Personal loans](https://www.velocityfrequentflyer.com/personal/personal-loans) * [ NAB Premier Banking](https://www.velocityfrequentflyer.com/personal/premier) * [ Online banking](https://www.velocityfrequentflyer.com/personal/online-banking) * [ Trading and investments](https://www.velocityfrequentflyer.com/personal/trading-investments) * [ Private Wealth](https://www.velocityfrequentflyer.com/personal/private-wealth) * [ Insurance](https://www.velocityfrequentflyer.com/personal/insurance) * [ International](https://www.velocityfrequentflyer.com/personal/international-banking) * [ Business ](#) * [ Business home](https://www.velocityfrequentflyer.com/business) * [ Business bank accounts](https://www.velocityfrequentflyer.com/business/business-bank-accounts) * [ Loans and finance](https://www.velocityfrequentflyer.com/business/loans-and-finance) * [ Business credit cards](https://www.velocityfrequentflyer.com/business/business-credit-cards) * [ EFTPOS, payments and merchants](https://www.velocityfrequentflyer.com/business/payments-and-merchants) * [ Online banking](https://www.velocityfrequentflyer.com/business/online-banking) * [ International and foreign exchange](https://www.velocityfrequentflyer.com/business/international-and-foreign-exchange) * [ Industry specific banking](https://www.velocityfrequentflyer.com/business/industry) * [ Small business](https://www.velocityfrequentflyer.com/business/small-business) * [ Corporate ](#) * [ Corporate home](https://www.velocityfrequentflyer.com/corporate) * [ Global relationships](https://www.velocityfrequentflyer.com/corporate/global-relationships) * [ Industry expertise](https://www.velocityfrequentflyer.com/corporate/industry-expertise) * [ Specialist solutions](https://www.velocityfrequentflyer.com/corporate/specialist-solutions) * [ Climate and environment](https://www.velocityfrequentflyer.com/corporate/climate-environment) * [ Research and insights](https://www.velocityfrequentflyer.com/corporate/research-insights) * [ About us ](#) * [ About us home](https://www.velocityfrequentflyer.com/about-us) * [ Security](https://www.velocityfrequentflyer.com/about-us/security) * [ Careers at NAB](https://www.velocityfrequentflyer.com/about-us/careers) * [ Sustainability](https://www.velocityfrequentflyer.com/about-us/sustainability) * [ Corporate Governance](https://www.velocityfrequentflyer.com/about-us/corporate-governance) * [ Shareholder Centre](https://www.velocityfrequentflyer.com/about-us/shareholder-centre) * [ Capital and funding](https://www.velocityfrequentflyer.com/about-us/capital-and-funding) * [ News and Media](https://www.velocityfrequentflyer.com/about-us/news-and-media) * [ Life's about more than money](https://www.velocityfrequentflyer.com/about-us/more-than-money) * [ Accessibility](https://www.velocityfrequentflyer.com/about-us/accessibility-inclusion) * [ Help and support ](#) * [ Help and support home](https://www.velocityfrequentflyer.com/help-support) * [ Help with personal banking](https://www.velocityfrequentflyer.com/help-support/personal-banking) * [ Help with business banking](https://www.velocityfrequentflyer.com/help-support/business-banking) * [ Financial assistance](https://www.velocityfrequentflyer.com/help-support/financial-hardship) * [ Extra Care support](https://www.velocityfrequentflyer.com/help-support/extra-care-support) * [ First Nations support](https://www.velocityfrequentflyer.com/help-support/first-nations-support) * [ Financial wellbeing](https://www.velocityfrequentflyer.com/help-support/financial-wellbeing) * [ Losing a loved one](https://www.velocityfrequentflyer.com/help-support/losing-loved-ones) * [ Ways to bank with us](https://www.velocityfrequentflyer.com/help-support/better-ways-to-bank) * [ ](https://www.velocityfrequentflyer.com/contact-us) ## Latest offers [ Personal ](https://www.velocityfrequentflyer.com/personal/credit-cards/offers) [ Business ](https://www.velocityfrequentflyer.com/business/offers) * [ Download the NAB app ](https://www.velocityfrequentflyer.com/personal/online-banking/mobile-banking-app) * [ Internet Banking ](https://ib.nab.com.au/login) * [ NAB Connect ](http://www.nab.com.au/cgi-bin/nabconnect/nc%5Fstart.pl) * [ nabtrade ](https://www.nabtrade.com.au/) * [ Margin Lending ](https://equitylending.nab.com.au/Login.aspx) * [ NAB Gateway ](https://nabgateway-portal.nab.com.au/ebc2/) * [ NAB Transact ](https://transact.nab.com.au/nablogin/index.jsp) * [ NAB Portal Pay ](https://nabportalpay.nab.com.au/login) * [ Close login options](#login) 1. [ Personal ](https://www.velocityfrequentflyer.com/personal) 2. [ Credit cards ](https://www.velocityfrequentflyer.com/personal/credit-cards) 3. [ NAB Rewards credit cards ](https://www.velocityfrequentflyer.com/personal/credit-cards/nab-rewards-cards) 4. _Earn up to 80,000 bonus Velocity Points_ ![](/personal/credit-cards/nab-rewards-cards/signature-card-velocity/_jcr_content/root/banner/image.coreimg.jpeg/1766029056681/nab-rewards-signature-banner-3000x1000.jpeg) # Earn up to 80,000 bonus Velocity Points Offer available on a NAB Rewards Signature Card when you spend $5,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. Eligibility criteria and terms and conditions apply. [ Apply now ](https://www.velocityfrequentflyer.com/common/forms/creditcards?products=nab-rewards-signature-card&campaignCode=OKY) ![Velocity frequent flyer](/personal/credit-cards/nab-rewards-cards/signature-card-velocity/_jcr_content/root/responsivegrid_1533656890/section_container_1187475598/responsivegrid/feature_container_co/responsivegrid/feature_content_seco/image.coreimg.jpeg/1690269786441/velocity-frequent-flyer-logo-900x900.jpeg) ## Offer Earn up to 80,000 Velocity Points with NAB Rewards Signature Card * Receive 60,000 Velocity Points (by earning and automatically redeeming 120,000 NAB Rewards Bonus Points) when you spend $5,000 on everyday purchases within the first 90 days of account opening. * Plus receive a further 20,000 Velocity Points (by earning and automatically redeeming 40,000 NAB Rewards Bonus Points) when you keep your card for over 12 months. This offer is only available online. Minimum monthly repayments required. Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Signature cardholders only. See important information below. ## How to earn Velocity Points To get your NAB Rewards Points automatically redeemed for Velocity Points, simply provide your Velocity Frequent Flyer membership number to NAB to link your accounts. Each month the NAB Rewards Points you’ve earned will be transferred to Velocity Points. Velocity Points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria. 2 NAB Rewards Points are worth 1 Velocity Point. ![](/personal/credit-cards/nab-rewards-cards/signature-card-velocity/_jcr_content/root/responsivegrid_1533656890/section_container/responsivegrid/feature_container_co/responsivegrid/feature_content_secondary/responsivegrid/image_copy.coreimg.png/1733977112301/velocity-points-conversion-black-3000x1403.png) ## Offer eligibility criteria To be eligible for the offer you must: * be a member of the Velocity Frequent Flyer program. * be approved for a new NAB Rewards Signature credit card. * provide your Velocity membership number to NAB to enrol in auto redemption. Approved applicants will receive an email from NAB on how to provide their membership number. ![](/personal/credit-cards/nab-rewards-cards/signature-card-velocity/_jcr_content/root/responsivegrid_1533656890/section_container/responsivegrid/feature_container_co/responsivegrid/feature_content_pima/responsivegrid/image_copy.coreimg.png/1754365966366/nab-rewards-signature-card-472x300.png "NAB Rewards Signature Card") ## Earning NAB Rewards Points ### Earn uncapped NAB Rewards Points There is no limit to the amount of points you can earn each month. ### Earn 3 NAB Rewards Points Applies to all purchases made online with Webjet. ### Earn 1.5 NAB Rewards Points Applies to every $1 spend on eligible purchases up to $15,000 Rewards Statement period (calendar month), then 0.5 NAB Rewards Points for every $1 spend, uncapped. [ Learn how to earn more points ](https://www.velocityfrequentflyer.com/personal/credit-cards/earn-redeem-rewards) ## Where could 80,000 Velocity Points get you? Redeem Velocity Points at the [Velocity Rewards Store](https://shop.velocityfrequentflyer.com/) or for flights with Virgin Australia and [Velocity partner airlines](https://experience.velocityfrequentflyer.com/partners-offers/all-partners). Fly with Virgin Australia, United Airlines, Virgin Atlantic, Qatar Airways, Singapore Airlines and more. If you collected the total 80,000 bonus Velocity Points on offer, you’d have enough Points for the following trips. ![](/content/experience-fragments/nab/en/featured_banner/product/personal_credit_card/redeem-velocity-points/master/_jcr_content/root/responsivegrid/responsivegrid_copy_/image_copy.coreimg.jpeg/1754582177878/qantas-card-banner.jpeg) ### Melbourne to Queenstown A one-way Economy Reward Seat from Melbourne to Queenstown (17,900 Velocity Points, plus $183.06 in taxes, fees and carrier charges) flying with Virgin Australia. ![](/content/experience-fragments/nab/en/featured_banner/product/personal_credit_card/redeem-velocity-points/master/_jcr_content/root/responsivegrid/responsivegrid_19908/image_copy.coreimg.jpeg/1754581835604/velocity-points-tokyo-500x500.jpeg) ### Sydney to Tokyo A one-way Economy Reward Seat from Sydney to Tokyo (45,000 Velocity Points, plus $101.28 in taxes, fees and carrier charges) flying with All Nippon Airways (ANA). ![](/content/experience-fragments/nab/en/featured_banner/product/personal_credit_card/redeem-velocity-points/master/_jcr_content/root/responsivegrid/responsivegrid_20855/image_1991440078_cop.coreimg.jpeg/1754582218210/girl-taking-photo-digban-2500x900.jpeg) ### Sydney to Athens A one-way Economy Reward Seat from Sydney to Athens via Doha (80,000 Velocity Points, plus $327.57 in taxes, fees and carrier charges) flying with Qatar Airways. ## Benefits of this rewards card ### Monthly fee waiver Your monthly fee will be reversed when you spend $5,000 or more in a statement period. ### Fee-free international transactions Enjoy no international transaction fees. ### Delayed flight lounge pass Complimentary access to [airport lounge](https://www.velocityfrequentflyer.com/personal/credit-cards/nab-rewards-cards/signature-card/delayed-flight-lounge-pass) at selected locations in the event of a 60 minute or more delay to your domestic or international flight. ### Uncapped points There’s no limit to the number of points you can earn every month. ### Mobile phone insurance Receive complimentary [mobile phone insurance](https://www.velocityfrequentflyer.com/personal/insurance/mobile-phone-insurance) covering accidental damage and theft. ### Shop the NAB Rewards Store Redeem your points for wide range of electronics, homewares, experiences and more in the [NAB Rewards Store](https://store-rewards.nab.com.au/en-AU/shop). You can also add an [additional cardholder](https://www.velocityfrequentflyer.com/help-support/personal-banking/manage-cards/add-remove-additional-cardholder#additionalcardholders) at no extra cost. ## Rates and fees Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card. | Variable purchase rate | **20.99% p.a.** | | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------- | | Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to variable cash advance rateWe can’t process balance transfers from certain issuers – see our indicative list. | **0% p.a.** | | Interest free days on purchases | **Up to 44** | | Monthly card fee | **$35 p.m.** | | Minimum credit limit | **$15,000** | | Variable cash advance rate This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account. | **21.74% p.a.** | [ Learn how to avoid fees ](https://www.velocityfrequentflyer.com/personal/life-moments/manage-money/manage-debt/avoid-credit-card-fees) ## Applying is easy * You need to be at least 18 years old to apply. * Complete your application in 15 minutes and get a response in 60 seconds. * You may be asked to provide payslips or bank statements. * Receive your NAB Rewards Signature Card in five days. [ Apply now ](https://www.velocityfrequentflyer.com/common/forms/creditcards?products=nab-rewards-signature-card&campaignCode=OKY) ## Not a Velocity member yet? Sign up for free to take advantage of offers, rewards and more. It’s free and fast to join Velocity. [ Sign up now ](https://join.velocityfrequentflyer.com/) ## Important Information ### Terms and Conditions Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later. Credit Card [Terms and conditions](https://www.velocityfrequentflyer.com/personal/credit-cards/terms-conditions) and [Target Market Determination](https://www.velocityfrequentflyer.com/important-information/target-market-determinations) available here. [Fees and charges](https://www.velocityfrequentflyer.com/personal/interest-rates-fees-and-charges) are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today and subject to change. Credit cards issued by National Australia Bank Limited.