[Skip to main content](#content) [Skip to main navigation](#main-nav) Skip to accessibility page [Skip to search input](#search) [Rewards Cards chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve">](https://www.stgeorge.com.au/personal/credit-cards/rewards) # Amplify Signature Card Amplify Signature Card Our premier credit card offers the highest earn rate for rewards points. Enjoy exclusive extras like lounge passes, travel insurance and concierge support. * [Special offer](#offers) * [Why?](#why) * [Key rates & fees](#rates) * [Before you apply](#beforeyouapply) Jump to * [Special offer](#offers) * [Why?](#why) * [Key rates & fees](#rates) * [Before you apply](#beforeyouapply) ![St.George Amplify Rewards Signature credit card](/content/dam/stg/images/Personal/Credit_Card/STG-Amplify-Signature-Card-Art-588x300.png) ## Why choose an Amplify Signature card? | **20.99% p.a.** | Variable purchase rate | | ----------------- | -------------------------- | | **Up to 55 days** | Interest free on purchases | | **$15,000** | Minimum credit limit | See below for standard rates and fees. ## Rewards programs Choose to earn Amplify Rewards points if you want the flexibility of redeeming your points on a range of gift cards, travel, saving on groceries and more. If you prefer to earn Qantas Points straight to your Frequent Flyer account each month, select Amplify Qantas. __Amplify Rewards Signature__ | Amplify Rewards Signature **Special offer:** Earn up to 200,000 bonus Amplify Points plus a $199 first year card fee (reverts to $295 p.a. thereafter) . **Already with St.George?** Sign in to apply and get $99 first year card fee (reverts to $295 p.a. thereafter) . New cards only. **Card features** $0 annual Rewards Program Fee 3 Amplify points per $1 on international spend 2 Amplify points per $1 on everyday spend 1 Amplify point per $1 spend on all other purchases Once you spend $10,000 in a statement cycle, you will earn 0.5 Amplify points per $1 on further eligible purchases **Plus extra benefits** St.George Bonus Cashback on [ShopBack](https://www.stgeorge.com.au/online-services/shopback) Complimentary insurances Complimentary lounge passes Personal concierge service Discounted gift cards and special deals on the [My Offers Hub](https://www.stgeorge.com.au/online-services/my-offers-hub) Acess to Visa’s Luxury Hotel | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | [ Not yet with us?](https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-signature/summary) [ Not yet with us?](https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-signature/summary) [ Already with us? Sign in to apply](https://ibanking.stgeorge.com.au/ibank/?actionType=amplify-signature-rewards&promoCode=RRBX6) [ Already with us? Sign in to apply](https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-signature-rewards%2Fsummary%3FpromoCode%3DRRBX6&webfallback=https%3A%2F%2Fibanking.stgeorge.com.au%2Fmb%2F%3FActionType%3Damplify-signature-rewards%26promoCode%3DRRBX6) | __Amplify Qantas Signature__ | Amplify Qantas Signature **Special offer:** Earn up to 150,000 bonus Qantas Points — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 120 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 120 days of card anniversary in year 2. **Already with St.George?** Sign in to apply and get a $200 first year card fee (reverts to $295 p.a. thereafter). A $75 annual Qantas Rewards Program fee still applies. New cards only. **Card features** $75 annual Qantas Rewards Program fee 1.2 Qantas Points per $1 on international spend 0.8 Qantas Points per $1 on everyday spend 0.5 Qantas Points per $1 spend on all other purchases Whether you are purchasing groceries or stocking up on Qantas Wine, you can earn points twice when you use your Qantas Points earning credit card to do your shopping with Qantas and their partners. Once you spend $10,000 in a statement cycle, you will earn 0.25 Qantas Points per $1 on further eligible purchases **Plus extra benefits** 'Double dip' for more Qantas Points St.George Bonus Cashback on [ShopBack](https://www.stgeorge.com.au/online-services/shopback) Complimentary insurances Complimentary lounge passes Personal concierge service Discounted gift cards and special deals on the [My Offers Hub](https://www.stgeorge.com.au/online-services/my-offers-hub) Access to Visa’s Luxury Hotel | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | [ Not yet with us?](https://www.stgeorge.com.au/personal/credit-cards/frequent-flyer/amplify-signature/summary) [ Not yet with us?](https://www.stgeorge.com.au/personal/credit-cards/frequent-flyer/amplify-signature/summary) [ Already with us? Sign in to apply](https://ibanking.stgeorge.com.au/ibank/?actionType=amplify-signature-qantas&promoCode=RRAX7) [ Already with us? Sign in to apply](https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-signature-qantas%2Fsummary%3FpromoCode%3DRRAX6&webfallback=https%3A%2F%2Fibanking.stgeorge.com.au%2Fmb%2F%3FActionType%3Damplify-signature-qantas%26promoCode%3DRRAX7) | ### What kind of businesses are included in the new ‘everyday spend’ category? Our ‘everyday spend’ category consists of 5 sub-categories: supermarkets, department stores, petrol stations, dining and utilities. Below is a list of examples of merchants included in these 5 categories: * **Supermarkets** include stores such as Woolworths, Coles, IGA, Harris Farm and ALDI * **Department stores** include stores such as Kmart, Target, Big W, David Jones and Myer * **Petrol stations** include stores such as 7-Eleven, Shell, Ampol, Caltex and BP * **Dining** includes restaurants, cafes, fast food, bars, hotels and entertainment venues * **Utilities** include payments for water, gas, electricity, internet, mobile and streaming services (excluding BPAY® payments). ## Why you’ll love the Amplify Signature card ### Amplify Points Earn up to 3 Amplify points per $1 spent on eligible purchases, when you select Amplify Rewards Earn up to 1.2 Qantas Points per $1 spent on eligible purchases, when you select Qantas Rewards ### Complimentary lounge passes If you select Amplify rewards, enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at [prioritypass.com/amplifysignature](https://www.prioritypass.com/amplifysignature) If you select Amplify Qantas, enjoy 2 complimentary Qantas lounge visits each year when you register your details at [loungepass.stgeorge.com.au](https://loungepass.stgeorge.com.au/) ### Shop through ShopBack. Get Cashback. Link and pay with your eligible St.George credit card to get exclusive bonus Cashback when you shop on the new St.George Lounge on the [ShopBack app](https://www.stgeorge.com.au/online-services/shopback). ![](/content/dam/bom/images/Personal/credit-cards/BOM_home_everyday_rewards_sep_1844x790.jpg) ## Put a 'yay' in Everyday Turn your Amplify points into Everyday Rewards points and get more value at the checkout. [Learn more](https://www.stgeorge.com.au/personal/credit-cards/everydayrewards) _Eligibility, min and max points transfer and T&Cs apply._ ## Other reasons to choose [Concierge Services](#accordion-STABLE-1) Exclusive to Amplify Signature cardholders, our Concierge Service allows you to explore and book experiences online, including hard-to-find tickets, last-minute reservations and more. [Find out more](https://stgeorge.tenconcierge.com/). [Complimentary Insurances](#accordion-STABLE-2) Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply). [Up to 55 days interest-free](#accordion-STABLE-3) That’s more time to pay your purchase balance and avoid interest charges on your purchases. The interest-free days don’t cover cash advances. [Visa Luxury hotels](#accordion-STABLE-4) Access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available. [Complimentary additional cardholder](#accordion-STABLE-5) Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account. And your points balance will grow even faster. Additional cardholders cannot redeem rewards. [Secure ways to pay](#accordion-STABLE-6) Make purchases with your smartphone using your choice of mobile wallet, including [Apple Pay](https://www.stgeorge.com.au/online-services/ways-to-pay/apple-pay), [Google Pay](https://www.stgeorge.com.au/online-services/ways-to-pay/google-pay) and [Samsung Pay](https://www.stgeorge.com.au/online-services/ways-to-pay/samsung-pay). [Fraud protection](#accordion-STABLE-7) Feel confident using our cards, with 24/7 [fraud monitoring](https://www.stgeorge.com.au/online-services/security-centre/we-protect-you), [Secure Online Shopping Service](https://www.stgeorge.com.au/online-services/security-centre/protect-yourself/secure-online-shopping), and the St.George [Fraud Money Back Guarantee](https://www.stgeorge.com.au/online-services/security-centre/we-protect-you).[](https://www.stgeorge.com.au/online-services/security-centre/we-protect-you) [Access to My Offers Hub](#accordion-STABLE-8) A space filled with [offers and benefits](https://www.stgeorge.com.au/online-services/my-offers-hub) to make your life a little sweeter, every single day. [Visa Offers and Perks](#accordion-STABLE-9) When you’re with Visa, you also get access to [discounts and offers](https://www.visa.com.au/en%5Fau/visa-offers-and-perks/) that can be personalised to your own taste. [Useful tools](#accordion-STABLE-10) Manage your repayments with options like [Plan&Pay](https://www.stgeorge.com.au/personal/credit-cards/manage/plan-and-pay), [Autopay](https://www.stgeorge.com.au/personal/credit-cards/manage/autopay), [SMS and email alerts](https://www.stgeorge.com.au/online-services/internet-banking/sms-email-alerts) and more. ![](/content/dam/stg/images/Personal/Credit_Card/stg-fc_p_credit-cards_rewards_amplify-signature_284x735.jpg) ## Rates, minimum requirements and fees [Rates](#accordion-STABLE-1) Variable purchase rate – **20.99% p.a.** Variable cash advance rate – **21.99% p.a.** [Minimum requirements](#accordion-STABLE-2) Minimum credit limit - **$15,000** [Fees](#accordion-STABLE-3) | Annual card fee | **$295** | | ------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Annual rewards program fee for Qantas | **$75** | | Foreign transaction fee | **3%** Payable as a percentage of the Australian dollar value of any foreign transaction. Applies for transactions in a foreign currency, or in Australian dollars but processed by an overseas merchant or financial institution. Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. | | Cash advance fee | **3%** of the value of the transaction will apply to each cash advance made on your card account. These charges will appear on your credit card statement directly below the relevant cash advance. | | Missed payment fee | **$15** each statement cycle that the minimum monthly payment is not paid by the statement due date. | New cards only. Fees and rates are subject to change. Read our [credit card key facts sheet](https://www.stgeorge.com.au/personal/credit-cards/tools/credit-card-key-facts-sheet "Credit card key facts sheet"). ### Looking for something else? Our platinum credit card has a lower annual fee and the ability to earn points. Enjoy travel related benefits designed to make your journey safe and convenient. [ Amplify Platinum Card](https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-platinum) [ Amplify Platinum Card](https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-platinum) ## Before you apply Check whether you're more likely to be approved [Check whether you're more likely to be approved](#accordion-STABLE-1) * Aged 18 or over **AND** * Live at a fixed Australian address **AND** * Receive a regular and verifiable Australian taxable income **AND** * Meet ONE of the following three requirements: * Be an Australian or New Zealand citizen **OR** * Be an Australian permanent resident **OR** * Hold a valid temporary residence visa with a minimum of 1 year before expiry. See [ PDF-file eligible Australian Visa (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg-eligible-australian-visa-list.pdf) [Review your credit history](#accordion-STABLE-2) You'll be assessed on your ability to repay the money you borrow. Three things you can do to help: 1. Make sure you're meeting your current repayment obligations for * other credit cards or loans (including lenders such as afterpay and zip pay) * rent as well as utilities such as your phone, internet and electricity 2. Check the details on your credit report are correct before applying. Head to [CreditSmart.org.au](https://www.creditsmart.org.au/) and follow the links to a free credit report. [More about credit reports](https://www.stgeorge.com.au/online-services/security-centre/we-protect-you/comprehensive-credit-reporting "Credit reports"). 3. Don't make multiple applications (with us or any other lender). Every application is listed as an enquiry on your credit report. Too many can be seen as a red flag and reduce your chances of approval. [What you'll need](#accordion-STABLE-3) * An Australian mobile number (have your mobile handy as we'll be sending you verification codes) * At least two forms of ID * Australian driver licence, Medicare card, Passport, Australian birth certificate * Foreign tax identification number (if you're a tax resident of another country) * Current debts * Home loan, personal loans, other credit or store cards as well as instalment purchases like Zip Pay * If you want to transfer the balance of another credit card, you'll need to include those other cards in your application (even if you intend to close them after the balances are transferred) * Regular monthly expenses * Frequent flyer number (if applying for an Amplify Qantas Platinum or Amplify Qantas Signature card) Sometimes, we might need more information and will ask you to provide certain documents. We'll let you know at the end of your application which (if any) documents are required. These may be documents for: * Proof of income * Such as recent payslips, Government statements, rental income proof. For self-employed, recent business bank statements and previous ATO Notice of Assessment * Confirmation of the closure of any debts * Visa and residency status. ### Help me choose Use our selector to find a card that’s right for you. [ Let's begin](https://www.stgeorge.com.au/personal/credit-cards/help-me-choose) [ Let's begin](https://www.stgeorge.com.au/personal/credit-cards/help-me-choose) ### Compare cards Use our compare cards tool so that you feel confident in your decision. [ Get started](https://www.stgeorge.com.au/personal/credit-cards/compare-credit-cards) [ Get started](https://www.stgeorge.com.au/personal/credit-cards/compare-credit-cards) ### Offer hub Make the most of a St.George credit card with these amazing offers. [ Browse offers](https://www.stgeorge.com.au/personal/credit-cards/credit-card-offers) [ Browse offers](https://www.stgeorge.com.au/personal/credit-cards/credit-card-offers) ##### ##### Important information [Key Facts Sheet](https://www.stgeorge.com.au/personal/credit-cards/tools/credit-card-key-facts-sheet?appAction=exit) [ PDF-file Credit Card Terms and Conditions (PDF 1008KB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg%5Fcredit%5Fcard%5Fterms%5Fand%5Fconditions.pdf?appAction=exit) [ PDF-file Amplify Terms and Conditions (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg%5Famplify%5Fterms%5Fand%5Fconditions.pdf?appAction=exit) [ PDF-file Credit Card Accounts Fees and Charges (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/accounts%5Fand%5Fcards/stg-cc-fee-charges.pdf?appAction=exit) [ PDF-file Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/accounts%5Fand%5Fcards/STG%5FConsumer%5FCredit%5FCard%5FComplimentary%5FInsurance%5FAllianz.pdf?appAction=exit) Conditions, fees and credit criteria apply. Standard rates and fees applicable for new cards. May not apply for existing credit card accounts. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. **^Amplify Signature Bonus Amplify Points Offer:** Offer commenced 27th November 2025\. To be eligible for bonus Amplify Reward Points, you must apply and be approved for a new Amplify Rewards Signature card before the offer is withdrawn. You will receive an initial 100,000 bonus points if you spend a minimum amount of $12k on eligible purchases on the Amplify Signature credit card within 12 months from card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 100,000 bonus points in the second year if you spend a minimum of $12k on eligible purchases within the subsequent year. These additional points will be credited to your points balance within 12 weeks of meeting the spend criteria. If you do not meet the minimum spend in the first year, you forfeit the bonus points for the first year only, however you are still eligible for bonus points in the subsequent year if you meet the minimum spend in the subsequent year during the promotional period. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. **, and will be charged directly to your Amplify Signature Credit Card. For full details visit Priority Pass website at [www.prioritypass.com/en/conditions-of-use](https://www.prioritypass.com/en/conditions-of-use). Any accompanying guests will be charged the current rate, available on the Priority Pass website , which will be automatically charged to the Cardholder’s Amplify Signature Credit Card. The date of each visit determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at [prioritypass.com/Conditions-of-use.cfm](https://www.prioritypass.com/en/conditions-of-use "Click to go to the Priority Pass conditions of use website"). **Concierge Services** are provided by a third party supplier. For further details including terms and conditions visit [www.stgeorge.tenconcierge.com](https://stgeorge.tenconcierge.com/?appAction=exit) **Qantas Club Complimentary Lounge Invitations:** As a St.George Amplify Qantas Signature cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Lounge Invitations for each 12-month period when you register your St.George Amplify Qantas Signature credit card via [loungepass.stgeorge.com.au](http://loungepass.stgeorge.com.au/) and you have made a transaction of more than $1 within the last 12 months. The 12-month period is based on the date you register your Amplify Qantas Signature credit card via [loungepass.stgeorge.com.au](https://loungepass.stgeorge.com.au/). Qantas Club Complimentary Lounge Invitations will be made available via the [Complimentary Lounge Invitations Portal](https://www.qantas.com/au/en/qantas-experience/at-the-airport/airport-lounges/lounge-passes.html), within 14 business days of you meeting the eligible spend. Qantas Club Complimentary Lounge Invitations will be made available within 14 business days of meeting the eligibility criteria, provided you are not in breach of the Credit Card Terms and Conditions and your account remains open. Log in to your Qantas Frequent Flyer Account or use the Qantas App to access your Complimentary Lounge Invitation, and link it with an eligible Qantas flight booking. To receive your Complimentary Lounge Invitations, you must have provided Westpac with your Qantas Frequent Flyer Number. If you have not yet registered for your complimentary Qantas Frequent Flyer Membership, you may join at [qantaspoints.com/ffjoinstgeorge](https://www.qantas.com/au/en/frequent-flyer/discover-and-join/join-now.html/code/STGEORGE). Qantas Club Complimentary Lounge Invitations are provided courtesy of St.George, and are valid for Qantas Club and Qantas operated International Business Lounges only (excluding Los Angeles Tom Bradley Airport lounge). Access and use are subject to the [Complimentary Lounge Invitation Terms and Conditions](https://www.qantas.com/au/en/frequent-flyer/the-qantas-club/complimentary-invitations-terms-conditions.html) and the [Lounge Entry Terms and Conditions](https://www.qantas.com/au/en/qantas-experience/at-the-airport/airport-lounges/terms-conditions.html). Any offer through **Visa Luxury Hotel Collection** is valid at participating properties and Visa Platinum and Signature cardholders in the Australia/Pacific, Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offers at time of enquiry/booking. One daily breakfast per person during stay. Excludes all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit [www.visaluxuryhotels.com](https://www.visaluxuryhotels.com/) or call Visa Concierge for details. An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder. **Fraud Money Bank Guarantee:** Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the [ PDF-file Credit Card Terms and Conditions (PDF 1008KB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg%5Fcredit%5Fcard%5Fterms%5Fand%5Fconditions.pdf) for full details, including when a customer will be liable. Read the [ PDF-file Apple Pay Terms and Conditions (PDF 149KB)](https://www.stgeorge.com.au/content/dam/stg/downloads/ways-to-pay/apple-pay.pdf "Click to view Apple Pay Terms and Conditions page") before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our [Apple Pay FAQs](https://www.stgeorge.com.au/online-services/ways-to-pay/ways-to-pay-faqs/apple-pay-faqs "Click to view Apple Pay FAQs page") for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Read the [Google Pay Terms and Conditions](https://www.stgeorge.com.au/content/dam/stg/downloads/ways-to-pay/google-pay-StGeorge.PDF) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our [Google Pay FAQs](https://www.stgeorge.com.au/online-services/ways-to-pay/ways-to-pay-faqs/google-pay-faqs) for more information. Read the [Samsung Pay Terms and Conditions](https://www.stgeorge.com.au/content/dam/stg/downloads/ways-to-pay/samsung-pay-stg-tc.pdf) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our [Samsung Pay FAQs](https://www.stgeorge.com.au/online-services/ways-to-pay/ways-to-pay-faqs/samsung-pay-faqs) for more information. Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply. Android, Google Pay and Google Play are trademarks of Google Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.