Skip to main content Skip to main navigation Skip to accessibility page Skip to search input * Personal [/personal] * Business [/business] * Corporate [/corporate-business] * Register/Activate [/online-services/internet-banking/how-to-register-activate] St.George home page [/] Chevron left * Bank & Save [/personal/bank-accounts] * Home Loans [/personal/home-loans] * Credit Cards [/personal/credit-cards] * Personal Loans [/personal/personal-loans] * International & travel [/personal/travel-services] * Invest [/personal/investments] * Insure [/personal/insurance] * Super [/personal/superannuation] * Help [/personal/help] * Contact us [/personal/contact-us] Chevron right Toggle menu here Search Close Search this website Close Go Logon * Mobile Banking [https://www.stgeorge.com.au/logon-redirect?type=mobile] * Business Banking Online [https://bbo.stgeorge.com.au/] * Internet Banking [https://www.stgeorge.com.au/logon-redirect?type=internet] * Internet Banking [https://www.stgeorge.com.au/logon-redirect?type=internet] * Business Banking Online [https://bbo.stgeorge.com.au/] * Directshares platform [/content/sbg/stg/en/personal/investments/directshares-online-broking/logon-redirect.html] * Margin Lending [https://marginlending.stgeorge.com.au/] * connections online [http://sdg2.stgeorge.com.au] * QuickSuper [https://quicksuper.stgeorge.com.au/] * PayWay [https://payway.stgeorge.com.au/] * WinTrade [https://www.wintrade-international.com.au/public/pages/login.aspx?brand=SGB] * PaymentsPlus [https://paymentsplus.stgeorge.com.au/LoginView?Menu=SignIn] * Auto & Equipment Finance [https://www.clientportal.stgeorge.com.au] Close * Personal * Business * Corporate * Personal Home [/personal] * Bank & Save [/personal/bank-accounts] * Home Loans [/personal/home-loans] * Credit Cards [/personal/credit-cards] * Personal Loans [/personal/personal-loans] * International & travel [/personal/travel-services] * Invest [/personal/investments] * Insure [/personal/insurance] * Super [/personal/superannuation] * Help [/personal/help] * Contact us [/personal/contact-us] * Business Home [/business] * Bank accounts [/business/bank-accounts] * Credit cards [/business/credit-card] * Loans and finance [/business/loans-finance] * Payment solutions [/business/payment-solutions] * Insurance [/business/super-insurance] * Agribusiness [/business/agribusiness] * FX & International [/business/international] * Tax Entity Classification Information [/business/tax-entity-classification] * Corporate Home [/corporate-business] * Transaction banking [/corporate-business/transaction-banking-solutions] * Financial markets [/corporate-business/institutional-financial-markets] * Business solutions [/corporate-business/business-finance-solutions] * Industry specialists [/corporate-business/industry-specialists] * International solutions [/corporate-business/foreign-exchange] * Intermediary business [/corporate-business/intermediary-business] * Economic reports [/corporate-business/economic-reports] * About Us [/about] * Find a Branch/ATM [/locator] Rewards Cards chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve"> [/personal/credit-cards/rewards] AMPLIFY REWARDS SIGNATURE Amplify Rewards Signature Our top-tier credit card that lets you earn Amplify Points * Quick snapshot * Special offer * Why? * Key rates & fees * Before you apply Jump to * Quick snapshot * Special offer * Why? * Key rates & fees * Before you apply Apply now * Already with us? Sign in to apply [https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-signature-rewards%2Fsummary%3FpromoCode%3DRRBX6&webfallback=https%3A%2F%2Fibanking.stgeorge.com.au%2Fmb%2F%3FActionType%3Damplify-signature-rewards%26promoCode%3DRRBX6] * Not yet with us? Apply here [/personal/credit-cards/rewards/amplify-signature/summary] Apply now * Already with us? Sign in to apply [https://ibanking.stgeorge.com.au/ibank/?actionType=amplify-signature-rewards&promoCode=RRBX6] * Not yet with us? Apply here [/personal/credit-cards/rewards/amplify-signature/summary] QUICK SNAPSHOT OUR HIGHEST AMPLIFY POINTS EARN RATE, COMPLIMENTARY INSURANCES AND MUCH MORE. St.George Amplify Rewards Signature credit card [/content/dam/stg/images/Personal/Credit_Card/STG-Amplify-Signature-Card-Art-588x300.png] $295 Annual card fee 1.5 Amplify Points Per dollar on eligible purchases – uncapped1 20.99% p.a. Variable interest rate on purchases Up to 55 days Interest free on purchases2 $15,000 Minimum credit limit New cards only. See below for standard rates and fees. AMPLIFY REWARDS SIGNATURE OFFER -------------------------------------------------------------------------------- 150K BONUSAMPLIFY POINTS That could be worth up to $675 in eGift cards<, when you spend $12k+ on eligible purchases^. Plus, $199 card fee for the first year (reverts to $295)+ . Already with St.George? Sign in and apply to get a $99 card fee for the first year (reverts to $295)++. Offer not available if you’ve held a St.George, Bank of Melbourne or BankSA rewards card in the last 24 months. New cards only. T&Cs Apply. Already with us? Sign in to apply [https://ibanking.stgeorge.com.au/ibank/?actionType=amplify-signature-rewards&promoCode=RRBX6]Already with us? Sign in to apply [https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-signature-rewards%2Fsummary%3FpromoCode%3DRRBX6&webfallback=https%3A%2F%2Fibanking.stgeorge.com.au%2Fmb%2F%3FActionType%3Damplify-signature-rewards%26promoCode%3DRRBX6] Not yet with us? Click here to apply [https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-signature/summary]Not yet with us? Click here to apply [https://www.stgeorge.com.au/personal/credit-cards/rewards/amplify-signature/summary] WHAT IS AMPLIFY REWARDS? The St.George Amplify Rewards program offers flexibility in how you can use your points. For starters, the points you earn never expire, giving you as much time as needed to build your balance. When you are ready to redeem, you can choose from merchant gift cards, travel options, shopping at our own online store - you can even transfer them to one of our partner airline frequent flyer programs3 or donate to one of our listed charities. The choice is yours. For example, 11,100 Amplify Points currently gets you a $50 e-gift card from a range of merchants such as David Jones, Myer, JB Hi-Fi, Bunnings and others<. St.George Amplify Rewards [/content/dam/stg/images/Personal/Credit_Card/STG-Amplify-Platinum-Redemption-588x300.png] WHY YOU’LL LOVE THE AMPLIFY REWARDS SIGNATURE CARD OUR HIGHEST EARN RATE Earn 1.5 Amplify Points for every dollar spent on eligible purchases – uncapped1. 2 AIRPORT LOUNGE PASSES Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at prioritypass.com/amplifysignature [https://www.prioritypass.com/amplifysignature]5. SHOP THROUGH SHOPBACK. GET CASHBACK. Link and pay with your eligible St.George credit card to get exclusive bonus Cashback when you shop on the new St.George Lounge on the ShopBack app [/online-services/shopback]. [/content/dam/bom/images/Personal/credit-cards/BOM_home_everyday_rewards_sep_1844x790.jpg] PUT A 'YAY' IN EVERYDAY Turn your Amplify points into Everyday Rewards points and get more value at the checkout. Learn more [/personal/credit-cards/everydayrewards] Eligibility, min and max points transfer and T&Cs apply. OTHER REASONS TO CHOOSE Concierge Services Exclusive to Amplify Signature cardholders, our Concierge Service allows you to explore and book experiences online, including hard-to-find tickets, last-minute reservations and more6. Find out more [https://stgeorge.tenconcierge.com/]. Complimentary Insurances Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply).4 Up to 55 days interest-free That’s more time to pay your purchase balance and avoid interest charges on your purchases2. The interest-free days don’t cover cash advances. Visa Luxury hotels Access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available8. Complimentary additional cardholder Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account9. And your points balance will grow even faster. Additional cardholders cannot redeem rewards. Secure ways to pay Make purchases with your smartphone using your choice of mobile wallet, including Apple Pay [/online-services/ways-to-pay/apple-pay], Google Pay [/online-services/ways-to-pay/google-pay] and Samsung Pay [/online-services/ways-to-pay/samsung-pay]. Fraud protection Feel confident using our cards, with 24/7 fraud monitoring [/online-services/security-centre/we-protect-you/our-security-measures], Secure Online Shopping Service [/online-services/security-centre/protect-yourself/secure-online-shopping], and the St.George Fraud Money Back Guarantee [/online-services/security-centre/protect-yourself/fraud-money-back-guarantee]10. Access to My Offers Hub A space filled with offers and benefits [/online-services/my-offers-hub] to make your life a little sweeter, every single day. Visa Offers and Perks When you’re with Visa, you also get access to discounts and offers [https://www.visa.com.au/en_au/visa-offers-and-perks/] that can be personalised to your own taste. Useful tools Manage your repayments with options like Plan&Pay [/personal/credit-cards/manage/plan-and-pay], Autopay [/personal/credit-cards/manage/autopay], SMS and email alerts [/online-services/internet-banking/features-benefits/sms-email-alerts] and more. [/content/dam/stg/images/Personal/Credit_Card/stg-fc_p_credit-cards_rewards_amplify-signature_284x735.jpg] KEY RATES AND FEES $295 ANNUAL CARD FEE 20.99% P.A. VARIABLE INTEREST RATE ON PURCHASES 21.99% P.A. VARIABLE CASH ADVANCE INTEREST RATE $15 FEE APPLIED FOR EACH LATE PAYMENT OR MISSED PAYMENT 3% OF EACH CASH ADVANCE AMOUNT 3% OF THE AUSTRALIAN DOLLAR VALUE FOR TRANSACTIONS WITH MERCHANTS BASED OVERSEAS New cards only. Fees and rates are subject to change. Read our credit card key facts sheet [/personal/credit-cards/tools/credit-card-key-facts-sheet]. BEFORE YOU APPLY Check whether you’re more likely to be approved Check whether you’re more likely to be approved * Aged 18 or over * Australian or New Zealand citizen * Or hold an acceptable Australian visa, with a minimum of 1 year before expiry * Have a fixed residential address in Australia * Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed) * You’re up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.) Review your credit history You’ll be assessed on your ability to repay the money you borrow. Three things you can do to help: 1. Make sure you’re meeting your current repayment obligations for - other credit cards or loans (including lenders such as afterpay and zip pay) - rent as well as utilities such as your phone, internet and electricity. 2. Check the details on your credit report are correct before applying. Head to CreditSmart.org.au [https://www.creditsmart.org.au/] and follow the links to a free credit report. More about credit reports [https://www.stgeorge.com.au/online-services/security-centre/we-protect-you/comprehensive-credit-reporting]. 3. Don’t make multiple applications (with us or any other lender). Every application is listed as an enquiry on your credit report. Too many can be seen as a red flag and reduce your chances of approval. What you’ll need * An Australian mobile number (have your mobile handy as we’ll be sending you verification codes) * At least two forms of ID * Australian driver licence, Medicare card, Passport, Australian birth certificate * Foreign tax identification number (if you’re a tax resident of another country) * Current debts * Home loan, personal loans, other credit or store cards as well as instalment purchases like Zip Pay * If you want to transfer the balance of another credit card, you’ll need to include those other cards in your application (even if you intend to close them after the balances are transferred) * Regular monthly expenses * Frequent flyer number (if applying for an Amplify Qantas Platinum or Amplify Qantas Signature card) Sometimes, we might need more information and will ask you to provide certain documents. We’ll let you know at the end of your application which (if any) documents are required. These may be documents for: * Proof of income * Such as recent payslips, Government statements, rental income proof. For self-employed, recent business bank statements and previous ATO Notice of Assessment * Confirmation of the closure of any debts * Visa and residency status. NOT RIGHT? TRY THESE AMPLIFY QANTAS SIGNATURE OUR TOP-TIER CREDIT CARD FOR PEOPLE WHO LOVE QANTAS POINTS chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve"> [/personal/credit-cards/frequent-flyer/amplify-signature] [/content/dam/stg/images/Personal/Credit_Card/stg-nr_p_credit-cards_low-rate_vertigo-platinum_580x541.jpg] AMPLIFY REWARDS PLATINUM OUR MID-TIER CREDIT CARD THAT LETS YOU EARN AMPLIFY POINTS chevron-right viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve"> [/personal/credit-cards/rewards/amplify-platinum] View all cards [/personal/credit-cards] HELP ME CHOOSE Use our selector to find a card that’s right for you. Let's begin [/personal/credit-cards/help-me-choose] Let's begin [/personal/credit-cards/help-me-choose] COMPARE CARDS Use our compare cards tool so that you feel confident in your decision. Get started [/personal/credit-cards/compare-credit-cards] Get started [/personal/credit-cards/compare-credit-cards] OFFER HUB Make the most of a St.George credit card with these amazing offers. Browse offers [/personal/credit-cards/credit-card-offers] Browse offers [/personal/credit-cards/credit-card-offers] IMPORTANT INFORMATION Key Facts Sheet [https://www.stgeorge.com.au/personal/credit-cards/tools/credit-card-key-facts-sheet?appAction=exit] PDF-file Credit Card Terms and Conditions (PDF 1008KB) [https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_credit_card_terms_and_conditions.pdf?appAction=exit] PDF-file Amplify Terms and Conditions (PDF 1MB) [https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_amplify_terms_and_conditions.pdf?appAction=exit] PDF-file Credit Card Accounts Fees and Charges (PDF 1MB) [https://www.stgeorge.com.au/content/dam/stg/downloads/accounts_and_cards/stg-cc-fee-charges.pdf?appAction=exit] PDF-file Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB) [https://www.stgeorge.com.au/content/dam/stg/downloads/accounts_and_cards/STG_Consumer_Credit_Card_Complimentary_Insurance_Allianz.pdf?appAction=exit] Conditions, fees and credit criteria apply. Standard rates and fees applicable for new cards. May not apply for existing credit card accounts. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. ^Amplify Signature Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Signature credit card between 31st October 2024 and 30th April 2025 and spend the minimum amount of $12k on eligible purchases within the first 12 months from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.