The Champagne Mile Exclusive Offer NAB Rewards Signature Card (Aug 22)
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is advertised to the public. Bonus conditions and the bank’s approval requirements still apply.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$3,000 within 60 days — about $1,500 per month.
Can I get the card?
The minimum credit limit is $15,000. This is the least the bank may let you borrow.
I do not have a minimum income for this card.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
The listed end date has passed: 15 September 2022. Date comparison uses the Australia/Sydney calendar. The issuer’s closing time and timezone are not recorded. Check availability with the issuer.
Should I keep it after the first year?
Keeping the card costs $295 each year ($295 annual fee) — the first year was $195.
The year-two bonus is 50,000 NAB points.
Ongoing earn: 1.25x NAB points per $1.
Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $295/yr.
$550 in Woolworths gift cards (112,250 of 113,750 NAB points; 1,500 left over) − $195 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
- Gift card prices can change. I check them again at renewal time.
Did this help you make a decision?
Terms and evidence
Full current terms
Offer terms
First Year Points
110,000 points
NAB
Second Year Points
50,000 points
With $295 annual fee
Minimum Spend
$3,000
within 60 days (about 2 months)
Offer Expires
September 15, 2022
4 years ago
Ongoing Earn Rate
1.25x points per $1 spent
Fees
First Year Annual Fee
$195
Ongoing Annual Fee
$295
From year 2 onwards
Purchase Interest Rate
20.00% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Offer terms history (1 version — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Unknown publication date
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Discussion
About these ended terms — not the current offer.
Community and personal tools
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