NAB Qantas Rewards Signature Card (Existing customers, through log in)
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is only for existing customers of the bank.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$3,000 within 60 days — about $1,500 per month.
Can I get the card?
The minimum credit limit is $15,000. This is the least the bank may let you borrow.
I do not have a minimum income for this card.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
I do not have an end date for this offer.
Should I keep it after the first year?
Keeping the card costs $320 each year ($320 annual fee) — the first year was $320.
The year-two bonus is 30,000 Qantas points.
Ongoing earn: 1.00x Qantas points per $1.
Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $320/yr.
$425 in Woolworths gift cards (88,090 of 93,000 Qantas points; 4,910 left over) − $320 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
- Gift card prices can change. I check them again at renewal time.
Did this help you make a decision?
Available after logging into internet banking. Don't use the link directly
Terms and evidence
Full current terms
Offer terms
First Year Points
90,000 points
Qantas
Second Year Points
30,000 points
With $320 annual fee
Minimum Spend
$3,000
within 60 days (about 2 months)
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$320
Ongoing Annual Fee
$320
From year 2 onwards
Purchase Interest Rate
20.00% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Benefit history (5 changes)
- Travel InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
Offer terms history (2 versions — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Bonus changed from 120K to 90K, Second Year Bonus from NaN to 30K3 years ago
- Added offer3 years ago
Discussion
About these ended terms (published 4 Nov 2024) — not the current offer.
Community and personal tools
Track this card, or suggest a correction. Sign-in required.