The American Express Platinum Card Referral Offer

Transfer Membership Rewards points to 10+ major partners across Airline, Hotel and Retail programs.

Card Purchase Cover insures eligible items bought on the Card against theft or damage within 90 days of purchase, up to $3,500 per item and up to $30,000 in any 365-day period.

Buyer's Advantage Cover extends cover beyond the original Australian manufacturer's warranty (up to an extra 1 year), covering breakdown or defect of eligible items, up to $20,000 per item and per 365-day period.

Smartphone Screen Cover insures breakage of the front screen following accidental drop or impact, up to $500 per smartphone, for two eligible claims per 365-day period (10% repair-cost excess); requires the smartphone bought outright or 3 months of data plan paid on the Card.

Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.

Access to 1,550+ airport lounges in 500+ airports across 140 countries via the American Express Global Lounge Collection, including The Centurion Lounge, Escape Lounges, Priority Pass Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Virgin Australia Domestic Lounges (when flying Virgin Australia). Access policy changes apply from 8 July 2026 (Centurion) and 1 October 2026 (Plaza Premium and Priority Pass).

International Airline Program offers savings on First and Business Class airfares with leading airlines.

$450 travel credit each year to spend on domestic or international travel when a booking of $450 or more is made on eligible flights, hotels or car hire with American Express Travel Online. Available to the Primary Platinum Card Member.

Fine Hotels + Resorts: complimentary benefits averaging USD$550 total value at 1,800+ properties when booking via Fine Hotels + Resorts, including guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two and a US$100 experience credit or amenity per stay.

Complimentary domestic and international travel insurance for the Card Member, their partner and dependent children when the return trip is paid on the Card. Covers trip cancellation and amendment (up to $30,000), travel inconvenience, medical emergency expenses overseas (section limit unlimited), personal baggage/valuables/money (up to $30,000), personal accident, personal liability (up to $3,000,000) and more. Cover automatically ends at 180 days; maximum age 79 when travel is purchased; pre-existing medical conditions excluded.

Public Transport Accident Cover pays up to $400,000 for accidental death or permanent disablement while travelling as a passenger on public transport during a covered trip.

Loss Damage Waiver Cover insures loss or damage to a rental vehicle hired for less than 31 days and paid on the Card, up to $125,000; driver must be aged 21-79; motorcycles, campervans, buses and vehicles over $125,000 excluded.

Up to $400 Global Dining Credit per redemption period at 2,000+ restaurants ($200 at participating restaurants in Australia and $200 at participating restaurants abroad). A one-time enrolment is required; benefit ends 31 December 2026.

Complimentary digital subscription to The Australian Premium (including The Wall Street Journal access), available to Primary and Additional Platinum Card Members.

Amex Offers provide account credits and bonus points from brands such as David Jones, Country Road, Ampol, Lululemon and Luxury Escapes; Shop Small offers reward spending at participating local businesses.

American Express Experiences program provides access to curated sporting, fashion and dining experiences via the Amex Experiences App; Langton's fine wine Client Services offers access to rare vintages plus a $50 welcome voucher when spending $240+ in a single transaction (one-time enrolment, benefit ends 30 June 2026).

24/7 Platinum Card Services for emergency assistance, account balance, Membership Rewards point redemption and Additional Cards.

Hotel Elite Status fast-tracking to higher tiers of leading hotel loyalty programs, including Hilton Honors Gold, Marriott Bonvoy Gold and Radisson Rewards Premium; plus ALL Accor Gold status with bonus 30 status nights via the included Accor Plus membership.

Add up to 4 Additional Cards for family and friends at no additional fee, with points earned credited to the account.

Eligible for use with Apple Pay, Samsung Pay and Google Pay; if the Card is lost or stolen you can continue to pay with your smartphone while a replacement Card is delivered.