ANZ Frequent Flyer Black (Existing Customers)
Ended — kept for reference
This page is my best effort to summarise the card's terms from the information I found. Read the bank's terms for full details, or contact the bank if you have questions.
I'd like to use my bonus for:
Can I get this?
This offer is only for existing customers of the bank.
Can I get this bonus if I have held a card before?
I have not checked the waiting period for this bonus.
See the waiting rules for every Australian bank →What must I spend?
$3,000 within 90 days — about $1,000 per month.
Can I get the card?
The minimum credit limit is $15,000. This is the least the bank may let you borrow.
I do not have a minimum income for this card.
Meeting the bonus rules does not mean the bank will approve your application. The bank must assess and approve the card separately.
How long is this available?
The listed end date has passed: 13 October 2022. Date comparison uses the Australia/Sydney calendar. The issuer’s closing time and timezone are not recorded. Check availability with the issuer.
Should I keep it after the first year?
Keeping the card costs $425 each year ($425 annual fee) — the first year was $425.
There is no bonus in year two. The fee buys points on your spending, plus the card's perks.
Ongoing earn: 1.00x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $425/yr to you.
$775 in Woolworths gift cards (160,470 of 163,000 Qantas points; 2,530 left over) − $425 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
This offer has ended. I keep this page so you can check the old terms.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- You close the card before the next annual fee, or you decide keeping it is worth that fee.
- Gift card prices can change. I check them again at renewal time.
Did this help you make a decision?
To access this offer: A Progress Saver account can be opened, then use the mobile app, the offer will appear under "Products & Offers" > "Credit Cards". Make sure to disable adblock.
Terms and evidence
Full current terms
Offer terms
Signup Bonus
160,000 points
Qantas
Minimum Spend
$3,000
within 90 days (about 3 months)
Cash Bonus
Offer Expires
October 13, 2022
4 years ago
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$425
Ongoing Annual Fee
$425
From year 2 onwards
Purchase Interest Rate
20.00% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Benefit history (10 changes)
- Lounge AccessUpdated May 2026
Was 2 visits/year · Qantas Club, Qantas International Business Lounge → now 2 visits/year · Qantas Club.
- Travel InsuranceUpdated May 2026
Now Up to $20,000,000 cover · trips up to 180 days.
- Lounge AccessUpdated May 2026
Now 2 visits/year · Qantas Club.
- Digital Wallet IntegrationUpdated May 2026
- Shopping BenefitsRemoved May 2026
- Balance Transfer OffersUpdated May 2026
- Concierge ServiceUpdated May 2026
- Buy Now Pay LaterUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
Offer terms history (1 version — old terms, for checking)
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Unknown publication date
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Discussion
About these ended terms — not the current offer.
Community and personal tools
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